Business Development Officer (Select Customer) jobs in Colorado

Description

  Front Range State Bank is a locally managed independent community bank founded in 1899 located in Longmont, Colorado, offering an array of customized and personalized banking services that meet the needs of businesses and personal clientele. Front Range State Bank takes pride in developing personal relationships with its clients while maintaining the highest level of professional service.

Our mission is to not only provide personalized banking services for our clientele, but to encourage our staff to personally contribute to making a difference in the communities that we serve. The Bank is also working towards being a community leader that balances purpose with profit by considering the impact of its decisions on its workers, customers, suppliers, community, and the environment. 

Summary:

The Business Development Officer – Consumer Real Estate will play a key role in developing relationships with referral partners and customers alike. This role will be a part of Front Range State Bank’s newly formed Consumer Real Estate Division and will take the lead in sourcing secondary market mortgages, in-house mortgages, HELOCs, bridge, and land/lot loans throughout the Denver Metro area. 

Essential Duties and Responsibilities:

· Conduct business development efforts within the Denver Metro area.

· Develop and maintain relationships with real estate agents, builders, financial planners, divorce attorneys, and other professions which could serve as referral partners. 

· Responsible for discussing loan options with borrowers to determine which loan type may be the best fit.

· Become accustomed to navigating the Bank’s LOS, PPE, and POS.

· Assure all Federal & State regulations are adhered to.

· Assists in the coordination among all parties in the mortgage lending process.

· Operate within a team environment and effectively communicate with customers, lenders, processors, closers, and underwriters.

· Maintain a high level of customer satisfaction.

· Work directly with management to develop and execute upon referral volume goals. 

SUPERVISORY DUTIES AND RESPONSIBILITIES:

· No supervisory duties applicable.

Nonessential Duties and Responsibilities:

· Performs all other duties as assigned.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience: 

5-10 years of experience in an MLO, Bank Officer, Business Development Officer, or similar role is strongly preferred.

A working knowledge of consumer real estate loan products is required.

A bachelor's degree in a financial services related field is preferred but not required.

Language Ability: 

Ability to understand complicated situations and communicate them in a succinct and efficient manner. Must be fluent (reading/writing/speaking) in English. The ability to read, write, and speak Spanish is preferred but not required. 

Math Ability: 

Ability to work with mathematical concepts such as fractions, ratios, percentage, basis points, and proportions.

Reasoning Ability: 

Ability to define problems, collect data, establish facts and draw valid conclusions. Able to adjust quickly to different work situations; remain composed under pressure and in stressful situations. Team player who must embrace change and see change as opportunity. Must be willing to express and support management’s ideas to affected staff. 

Computer Skills: 

To perform this job successfully, an individual must have the ability to adapt to new technological systems such as an LOS, PPE, and POS. Knowledge of Word and Excel is preferred but not required. 

Certificates and Licenses: 

Existing NMLS registration/licensing preferred.

Work Environment: 

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

The noise level in the work environment is usually quiet.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include Close vision. While performing the duties of this Job, the employee is regularly required to stand and talk or hear. The employee is frequently required to use hands to finger, handle, or feel and reach with hands and arms. The employee is occasionally required to walk; sit and stoop, kneel, crouch, or crawl.

Benefit Package Offered: (Subject to Eligibility Requirements)

• 401(k) Profit Sharing Plan
• 401(k) Matching
• Medical, Dental and Vision Insurance
• Heath Savings Account with company contribution 
• Employer paid Life Insurance
• AD&D Insurance
• Paid Vacation, Sick and Holiday time
• Flexible Spending Account
• Professional Development Resources/Tuition Reimbursement
• Employee  Assistance Program
• An annual bonus may be paid to eligible employees based on organization &      individual performance.

Salary Range: $38,400 - $350,000 depending upon experience 

Front Range State Bank is an Equal Opportunity Employer, Affirmative Action Employer