Commercial Credit Analyst jobs in Connecticut

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial credit analyst
  • Gpac
  • Willington, CT FULL_TIME
  • Commercial Credit Analyst posting :

    Commercial Credit Analyst Qualifications :

    POSITION SUMMARY : The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients.

    They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank's credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.

    PRIMARY RESPONSIBILITIES :

    • Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
    • Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
    • Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
    • Suggests a loan grade after conducting a thorough credit analysis and documentation review.
    • Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
    • Provides assigned reports.
    • Performs annual review of loan relationships.
    • Must have 5 years experience in a bank as a Credit Analyst.

    For additional information on this opportunity, please contact :

    Ted Korff - GPAC - 786-845-6599 - ted.korffgogpac

    All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

    GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990.

    We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

    Last updated : 2024-05-30

  • 2 Days Ago

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Commercial credit analyst
  • Gpac
  • Darien, CT FULL_TIME
  • Commercial Credit Analyst Qualifications : POSITION SUMMARY : The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clien...
  • 7 Days Ago

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Commercial credit analyst
  • Gpac
  • Torrington, CT FULL_TIME
  • Commercial C redit Analyst Qualifications : POSITION SUMMARY : The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clie...
  • 7 Days Ago

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Commercial credit analyst
  • Gpac
  • Bristol, CT FULL_TIME
  • Commercial C redit Analyst Qualifications : POSITION SUMMARY : The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clie...
  • 7 Days Ago

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Commercial credit analyst
  • Gpac
  • Waterbury, CT FULL_TIME
  • Commercial C redit Analyst Qualifications : POSITION SUMMARY : The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clie...
  • 7 Days Ago

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Senior Commercial Credit Analyst
  • Thomaston Savings Bank
  • Bristol, CT FULL_TIME
  • Senior Commercial Credit Analyst - In Office EmployerCome put your credit analysis skills to work with Thomaston Savings Bank and help us celebrate our 150th anniversary!Reports At: 203 Main Street, T...
  • 10 Days Ago

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CRE Commercial Credit Analyst
  • Selby Jennings
  • Indianapolis, IN
  • Responsibilities: Specializes in analyzing CRE and multifamily loans. Reviews members other real estate related collater...
  • 6/2/2024 12:00:00 AM

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Commercial Credit Analyst
  • Westmark Credit Union
  • Idaho Falls, ID
  • Discover the Westmark Difference!! Are you looking for a career? Do you want to be valued as an individual on a team? Do...
  • 6/1/2024 12:00:00 AM

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Commercial Credit Analyst
  • Ascendo Resources
  • Our client is seeking a Commercial Credit Underwriter who will work primarily on credit analysis and underwriting of Mul...
  • 5/31/2024 12:00:00 AM

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Commercial Credit Analyst
  • First Volunteer
  • Chattanooga, TN
  • A Commercial Underwriter with our growing bank is responsible for working with Credit Officers and Commercial Banking Ad...
  • 5/31/2024 12:00:00 AM

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Commercial Credit Analyst II
  • Maine Community Bank
  • Westbrook, ME
  • Job Type Full-time Description Position Title: Commercial Credit Analyst II Department: Credit Administration Reports To...
  • 5/31/2024 12:00:00 AM

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Commercial Credit Analyst II
  • Commonwealth Credit Union
  • Frankfort, KY
  • Our goal is to be an Employer of Choice, and it takes all of us to achieve this. That's why all Commonwealth Credit Unio...
  • 5/31/2024 12:00:00 AM

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Commercial Credit Analyst
  • Monson Savings Bank
  • Wilbraham, MA
  • If you're an experienced Commercial Credit Analyst interested in working for a local, community bank, then this is the p...
  • 5/30/2024 12:00:00 AM

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Commercial Credit Analyst II
  • Maine Community Bank
  • Biddeford, ME
  • Job Type Full-time Description Position Title: Commercial Credit Analyst II Department: Credit Administration Reports To...
  • 5/29/2024 12:00:00 AM

Connecticut is bordered on the south by Long Island Sound, on the west by New York, on the north by Massachusetts, and on the east by Rhode Island. The state capital and fourth largest city is Hartford, and other major cities and towns (by population) include Bridgeport, New Haven, Stamford, Waterbury, Norwalk, Danbury, New Britain, Greenwich, and Bristol. Connecticut is slightly larger than the country of Montenegro. There are 169 incorporated towns in Connecticut.The highest peak in Connecticut is Bear Mountain in Salisbury in the northwest corner of the state. The highest point is just east...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$56,796 to $74,371

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