Commercial Loan Officer jobs in Virginia
Commercial Loan Officer solicits and services a variety of smaller commercial loans. Performs a due diligence review of potential borrowers, including a risk and financial analysis. Being a Commercial Loan Officer approves loans within established limits or presents to loan committee for approval. Monitors and maintains existing commercial loan portfolio. Additionally, Commercial Loan Officer adheres to all regulatory requirements and internal risk and operating policies and procedures. May assist senior loan officers with larger or more complex loans. Typically requires a bachelor's degree. Typically reports to a manager. The Commercial Loan Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Loan Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Commercial Loan Officer jobs
- Beacon Credit Union
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Lynchburg, VA
FULL_TIME
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Unlock your potential at BEACON CREDIT UNION!!
ABOUT US:
Beacon Credit Union is a leading financial institution is "Dedicated to Our Member's Financial Success" by providing exceptional service and innovative banking solutions.
Why Join OUR Team?
- Positive and supportive team culture
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Competitive salary and benefits package and incentives
- Generous PTO and 11 Paid Holidays
- Ability to earn additional PTO through volunteer opportunities
- Employee discounts on loans and banking products
- 401(k) Employer Match and Profit-sharing potential
- 100% Bank Paid Long-Term Disability, Short-Term Disability and Life Insurance
- Learning and growing in a dynamic work environment
- First class - Orientation and Training that showcases our mission and customer service standards
Location: Lynchburg, VA
Loan Officer - Role
The primary purpose of this Loan Officer position is to assist Beacon Credit Union to live out our mission, "Dedicated to Our Member's Financial Success," by delivering outstanding service to both internal and external members. A key component of this service delivery is to identify the financial needs of each member and recommend an appropriate Credit Union solution. In addition the Lending Specialist processes, and closes consumer loan applications received by the organization that are approved by the Centralized Lending Department.. This position screens consumer application packages to determine all documentation requested by the Centralized Lending Department is gathered. The Consumer Loan Officer will understand the principles of the five C's of credit coupled with Beacon CU's policies and procedures. Meets and exceeds monthly sales and loan goals. Knowledgeable and Understands Beacon CU's products and services when offering/opening accounts. Ensures Beacon's mission statement and service standards are met with every member every time. Understands how to apply the Mike Neill techniques to achieve success.
Major Duties and Responsibilities
Ensure that each approved application is closed using Beacon CU's lending standards. The lending specialist will submit all loan requests with accuracy and timeliness. Have an understanding to ensure each loan is underwritten to Beacon's policies and procedures. Any loan approved outside of guidelines must have proper signatures for approval. Must meet and exceed loan and sales goals monthly. Understands and applies the principles of the 5 C's of Credit, Understands how to counsel members/customers on improving their financial position.
Is knowledgeable and understands all of Beacon CU's products and services. Responsible for increasing product and service penetration with current as well as potential members. Understand and Follow the guidelines set forth in our sales module (Mike Neill) to fulfill our mission statement and service standards to every member every time.
Review completed loan packages prior to funding of the loan. Review and compliance completed loan packages before sending to loan review.
Act in the capacity of a Teller when requested. Must understand all applicable teller policies and procedures. Use the Mike Neill methods. mission statement, and service standards are met while on the teller line to insure every member every time is our standard.
Follow all applicable regulations, including Bank Secrecy Act, Patriot Act, Reg CC and Anti-money Laundering. Adheres to all SAFE ACT regulations.
Deliver outstanding service to external and internal members in alignment with the Credit Union's service standards.
All other duties assigned by management.
Experience
Two years Lending Experience Required
Two years working in a Financial Institution
Sales Experience
- Just Posted
- Paramount Residential Mortgage Group
-
Vienna, VA
FULL_TIME
- Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and hav...
- 29 Days Ago
- Paramount Residential Mortgage Group
-
Sterling, VA
FULL_TIME
- Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and hav...
- 5 Days Ago
- Cornerstone Home Lending
-
Onley, VA
FULL_TIME
- We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work...
- 2 Months Ago
- Mainstreet Bank
-
Fairfax, VA
FULL_TIME
- DescriptionThis position supports the Bank’s lending team by generating and reviewing requisite loan documentation.Responsibilities include:Ensures loan documents correctly reflect the Bank’s position...
- 25 Days Ago
- US Agriculture, Rural Development
-
Richmond, VA
FULL_TIME
- Duties Reviews and analyzes preapplications, applications and all supporting documents to determine loan or grant eligibility and inputs data into appropriate automated database system. Analyzes finan...
- 25 Days Ago
Commercial Loan Officer jobs at Popular Companies
- Iowa State Bank
-
Orange City, IA
- Job Type Full-time Description Lender responsible for making and servicing loan activity for (either/and/or consumer, ag...
- 6/2/2024 12:00:00 AM
- Wayne Bank
-
Geneva, NY
- Job Description Job Description Duties: Manages a commercial loan portfolio in the designated service area, provides dir...
- 6/1/2024 12:00:00 AM
- Central Bank of Oklahoma
-
Edmond, OK
- Job Description Actively calls on new and prospective customers, exploring needs and recommending bank products and serv...
- 6/1/2024 12:00:00 AM
- Hudson Valley Credit Union
-
Poughkeepsie, NY
- Overview: Hudson Valley Credit Union is currently recruiting for the position of Commercial Loan Officer. Primary Functi...
- 5/31/2024 12:00:00 AM
- Terrydale Capital
-
Dallas, TX
- Terrydale Capital is in need of a Commercial Loan Officer to join our growing team! We are actively searching for a dedi...
- 5/30/2024 12:00:00 AM
- Frontier Credit Union
-
Idaho Falls, ID
- Job Type Full-time Description Position Overview: Solicits and services commercial loans and deposits. Builds and mainta...
- 5/30/2024 12:00:00 AM
- Chain Bridge Bank, N.A.
-
McLean, VA
- Job Title: Commercial Loan Officer Department: Commercial Lending FLSA Status: Non-Exempt Reports to: SVP, Commercial Lo...
- 5/30/2024 12:00:00 AM
- RIO BANK
-
McAllen, TX
- Job Description Job Description Overview Rio Bank is a South Texas owned and managed bank with a strong focus on persona...
- 5/29/2024 12:00:00 AM