Commercial Real Estate Loan Officer solicits, structures, and services a variety of commercial real estate loans. Works mostly with moderately large and complex real estate loans including investments, development, and construction loans. Being a Commercial Real Estate Loan Officer evaluates loan applicants and reviews appraisals, credit reports, and other information necessary to evaluate deals. Develops and maintains relationships and communication with current and potential borrowers. Additionally, Commercial Real Estate Loan Officer coordinates with credit analysts to ensure the accuracy and completeness of loan analysis and documentation. Requires a bachelor's degree. Typically reports to a manager or head of a unit/department. The Commercial Real Estate Loan Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Real Estate Loan Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Experienced, Self-Motivated and Friendly Residential Mortgage Loan Officer for Rome, GA.
Must have active NMLS license!
UWM Mortgage Processing experience is prefered!
We are seeking a highly motivated and experienced Loan Officer to join our team. As a Loan Officer, you will be responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. You will work closely with clients to gather financial information, assess creditworthiness, and provide guidance on loan options. The ideal candidate has a strong background in finance, excellent communication skills, and a passion for helping clients achieve their financial goals.
Responsibilities:
- Evaluate loan applications and determine eligibility based on creditworthiness, income, and debt-to-income ratio
- Collect and analyze financial information such as credit reports, tax returns, bank statements, and employment documentation
- Assess risk factors and recommend appropriate loan terms and conditions
- Ensure compliance with lending policies, regulations, and fair housing laws
- Build and maintain relationships with clients to understand their financial needs and provide personalized loan solutions
- Collaborate with underwriters, processors, and other team members to facilitate a smooth loan process
- Stay up-to-date on industry trends, market conditions, and changes in lending regulations
Experience:
- Previous experience as a Loan Officer or similar role in the financial industry
- Strong knowledge of accounting software, Quicken, mortgage servicing systems, credit analysis techniques, and TILA (Truth in Lending Act)
- Proficient in math calculations including interest rates, loan amounts, and amortization schedules
- Proven track record of meeting sales targets and building client relationships
- Familiarity with fair housing regulations and commitment to providing exceptional customer service
- Excellent communication skills both written and verbal
- Ability to multitask and prioritize workload in a fast-paced environment
- 10-key typing proficiency
If you are a detail-oriented professional with a passion for finance and helping others achieve their dreams of homeownership or business growth, we would love to hear from you. Apply now to join our team as a Loan Officer and take the next step in your career!
Job Type: Contract
Pay: $20.00 - $40.00 per hour
Expected hours: 25 – 50 per week
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Work Location: In person