Credit Analysis Manager jobs in Maryland
Credit Analysis Manager develops and implements procedures for analyzing the creditworthiness of prospective and current customers. Manages a group of credit analysts and approves requests for credit extensions based on analyst recommendations. Being a Credit Analysis Manager may personally handle larger/more complex accounts. Requires a bachelor's degree. Additionally, Credit Analysis Manager typically reports to a head of a unit/department. The Credit Analysis Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a Credit Analysis Manager typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)
Recently Added Credit Analysis Manager jobs
Credit Manager
- CFG Bank
-
Baltimore, MD
FULL_TIME
-
Company Summary
CFG Bank, based in Baltimore, Maryland, is a leading financial institution serving the national healthcare and multifamily markets and the Mid-Atlantic region. As the 6th largest bank in Baltimore by deposits and the largest locally based, we've grown from $1 billion to over $5 billion in assets by 2023. With over 30 years of expertise, we rank among the top five healthcare bridge-to-HUD lenders in the country. At CFG Bank, we redefine banking by blending big bank capabilities with personalized boutique service. Recognized as "Best Place to Work" by the Baltimore Business Journal in 2022 and 2023, our primary goal is making each team member feel choosing CFG Bank was their best career decision. Join us for professional growth and a positive work environment that sets CFG Bank apart.
Position Summary
As a Credit Manager at CFG Bank, you will play a pivotal role in our lending operations by conducting thorough credit analyses for a diverse portfolio including Commercial Real Estate (CRE) lending, Commercial and Industrial (C&I) lending, and select construction lending. Your expertise will be instrumental in assessing the creditworthiness of potential borrowers, ensuring sound risk management practices, and contributing to the bank's growth and profitability objectives. This role requires a keen eye for detail, strong analytical skills, and the ability to make informed credit decisions within established policies and regulatory guidelines.
Essential Duties And Responsibilities- Provides guidance to Credit Analyst in establishing daily/weekly goals, set long term goals for the Credit Team members, as appropriate.
- Evaluate team skillset and align responsibilities accordingly. Ensure team members are high-performance players whose values are consistent with CFG’s.
- Foster ongoing training and education through regular coaching and mentoring.
- Assigns credit requests to Credit Analysts and manages work flow.
- Reviews financial spreads with Credit Analysts with an emphasis on identifying risks
- Reviews Loan Presentations with Analysts to ensure all aspects of deal are properly presented and presentation is ready for submission to appropriate approval authority.
- Determines the credit risk profile of clients.
- Makes recommendation to Committees regarding extensions of credit.
- Reviews the work of Portfolio Management to ensure financial covenants, reporting requirements and loan documentation requirements are met.
- Review all pertinent credit and financial information, including, but not limited to, financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data.
- Works with Chief Lending Officer on deal flow and monitoring of portfolio credit quality standards Spread financial statements or tax returns and prepare financial models designed to sensitize various conditions impacting the proposed transaction.
- Analyze financial information and related materials and complete the credit analyses for the Bank’s commercial transactions. Analysis to include risk rating of credit and compilation of accurate rationales. Written analyses to include well-supported identification of and description of risks and mitigants of respective deals.
- Present analysis or address questions during credit request discussions or committee presentations, as requested.
- Participate in the structuring of loan requests, where appropriate, to include suggestions on terms, conditions, controls, collateral and guarantors.
- Monitor credit policy compliance by verifying adherence to the Commercial Credit Policy and documenting policy exceptions.
- Maintain knowledge of accounting pronouncements and other financial analysis-related topics.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Promote an environment that supports diversity and reflects the CFG Bank brand and core values.
- Maintain CFG internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Complete other related duties as assigned and participate in various Loan Analysis Departmental projects.
- Bachelor’s degree in Accounting, Finance or related field. MBA a plus.
- Minimum 10 years’ prior experience in credit underwriting, specialty underwriting or other financial analysis role.
- Displays understanding of financial regulatory environment as it applies to underwriting most forms of commercial credit transactions.
- In-depth knowledge of personal computers and related software programs, including Microsoft Office suite, with excellent Excel and Word skills required. Financial modeling experience preferred.
- Exhibits relevant topical knowledge when engaging with peers, relationship managers, and senior management within the organization.
- Capable of direct and effective communication with clients and external parties, particularly in addressing complex matters professionally
- Maintains up-to-date knowledge of industry trends, accounting, finance, and other pertinent information relevant to frequently underwritten credits and borrowers.
- 10 Days Ago
Financial Planning and Analysis Manager
- JOOLA
-
Rockville, MD
FULL_TIME
- JOOLA is for looking for an experienced FP&A Manager with a passion for growth and interest in pickleball and table tennis! This will be the first full-time FP&A role in the company, so for the right ...
- 2 Days Ago
Financial Planning & Analysis Manager
- Johnson, Mirmiran & Thompson
-
Hunt Valley, MD
FULL_TIME
- Financial Planning & Analysis Manager LinkedIn Twitter Email Message Share Accounting & Finance Hunt Valley, MD * ID: 21345 * Full-Time/Regular Johnson, Mirmiran & Thompson is a dynamic, 100% employee...
- 2 Days Ago
Manager, Financial Planning & Analysis
- Kaygen, Inc.
-
Sparks Glencoe, MD
CONTRACTOR
- KAYGEN is an emerging leader in providing top talent for technology based staffing services. We specialize in providing high-volume contingent staffing, direct hire staffing and project based solution...
- 3 Days Ago
Manager, Financial Planning & Analysis
- Axelon Services Corporation
-
Sparks Glencoe, MD
OTHER
- Financial Planning & Analysis Manager, Sparks, MD 12 Months Work days/hours: M - F day shift. HYBRID role: 3 days in the office weekly, 2 days remote. FP&A Finance Job Description • Key business partn...
- 3 Days Ago
Manager, Financial Planning & Analysis
- Kaygen
-
Sparks, MD
CONTRACTOR
- KAYGEN is an emerging leader in providing top talent for technology based staffing services. We specialize in providing high-volume contingent staffing, direct hire staffing and project based solution...
- 5 Days Ago
Credit Analysis Manager jobs at Popular Companies
Account Executive, OnMedia - Located in West Des Moines, IA
- Mediacom Communications Corporation
-
West Des Moines, IA
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- 6/11/2024 12:00:00 AM
Medical Technologist PRN
- Huntsville Memorial Hospital
-
Huntsville, TX
- POSITION PURPOSE Under general supervision of the Administrative Director of Laboratory, the Medical Technologist is res...
- 6/11/2024 12:00:00 AM
Credit Analyst
- Dwight Funding
-
New York, NY
- Dwight Funding is a leading working capital partner built for early and growth stage businesses in eCommerce, Food & Bev...
- 6/11/2024 12:00:00 AM
Store Manager
- Luxe Redux Bridal
-
Pittsburgh, PA
- You will only be considered if your application includes: A Cover Letter Resume Completion of our Culture Index Survey a...
- 6/11/2024 12:00:00 AM
Logistics Sales Manager
- Samsung SDS America
-
Santa Fe Springs, CA
- Position Summary: Samsung SDS plays a leading role in the global logistics market with unique logistics services. With i...
- 6/11/2024 12:00:00 AM
Budget Director
- Lucas County Board of Commissioners
-
Toledo, OH
- POSITION: Budget Director LOCATION: Office of Management and Budget Lucas County Commissioners Suite 800 - One Governmen...
- 6/11/2024 12:00:00 AM
Credit Analyst
- First South Farm Credit
-
Cullman, AL
- Job Description Summary The holder of this position will develop and analyze all types of credit information with a larg...
- 6/10/2024 12:00:00 AM
Sr. Director of Credit Strategy
- Best Egg
-
Wilmington, DE
- Best Egg is the leading financial confidence platform that provides flexible solutions to real-life challenges for peopl...
- 6/7/2024 12:00:00 AM
About Maryland
Maryland (US: /ˈmɛrələnd/ (listen) MERR-əl-ənd) is a state in the Mid-Atlantic region of the United States, bordering Virginia, West Virginia, and the District of Columbia to its south and west; Pennsylvania to its north; and Delaware to its east. The state's largest city is Baltimore, and its capital is Annapolis. Among its occasional nicknames are Old Line State, the Free State, and the Chesapeake Bay State. It is named after the English queen Henrietta Maria, known in England as Queen Mary.
Sixteen of Maryland's twenty-three counties border the tidal waters of the Chesapeake Bay estuary and...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Analysis Manager jobs
$112,019 to $162,722
Most Popular Cities in Maryland for Credit Analysis Manager Jobs
What does a Credit Analysis Manager do?
Credit Analysis Manager in Cedar Rapids, IA
Credit analysis is a process of drawing conclusions from available data (both quantitative and qualitative) regarding the creditworthiness of an entity, and making recommendations regarding the perceived needs, and risks.
January 20, 2020
Credit Analysis Manager in Newport News, VA
The investors are rewarded for presuming credit risk through the way of interest payments from the issuer or borrower of a debt contract.
February 03, 2020
Credit Analysis Manager in Nashua, NH
A higher credit risk reflects a higher interest rate demanded by the investors for lending their capital.
December 08, 2019