CREDIT RISK MANAGER jobs in Maine

Position Overview:

The Credit Risk Analyst is primarily responsible for reviewing all incoming merchant applications and for reviewing daily transaction activity of existing merchants. The Credit Risk Analyst is responsible for conducting risk investigations into activity outside of approved merchant parameters and resolving cases according to department policies. These responsibilities are satisfied through communication with internal and external partners. The Credit Risk Analyst is tasked with ensuring compliance with the goals, objectives, and standards of the organization to meet customer satisfaction and deadlines.

Key Responsibilities:

· Review new merchant applications and decision in accordance with policy.

· Monitor merchants’ credit card processing activities to identify potential concerns using different risk monitoring tools.

· Answer internal staff, management team, sales partner, and merchant inquiries regarding the onboarding or risk investigations of accounts.

· Contact merchants, partners, and others as necessary to verify information and/or transactions.

· Review and analyze financial statements and credit reports.

· Maintain records of all underwriting and risk investigations performed.

· Perform periodic reviews of existing merchants.

· Complete management reporting as required.

· Perform other underwriting and risk related duties as assigned.

Requirements:

· Good communication skills, both written and verbal.

· Solid organizational and time management skills.

· Sound judgment, strong problem solving and analytical skills.

· Resourceful person that can take ownership of actions and initiative.

· Ability to learn quickly and to work both independently and as part of a team toward the achievement of company and team goals.

· Microsoft office skills with a strong working knowledge of Word and Excel.

Preferred:

· One years of merchant and/or payment experience in Underwriting or Risk roles.

· Bachelor’s degree (B.A.)

Job Type: Full-time

Pay: $55,000.00 - $65,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Physical setting:

• Office

Schedule:

• 8 hour shift

Ability to Commute:

• Portland, ME 04101 (Required)

Ability to Relocate:

• Portland, ME 04101: Relocate before starting work (Required)

Work Location: Hybrid remote in Portland, ME 04101