Health Underwriter, Sr. jobs in Utah
Health Underwriter, Sr. reviews applications for coverage, gathers data and assesses risk related to qualifying a candidate for health insurance. Calculates and recommends pricing. Being a Health Underwriter, Sr. performs group and/or individual underwriting. Requires a bachelor's degree. Additionally, Health Underwriter, Sr. typically reports to supervisor or manager. The Health Underwriter, Sr. contributes to moderately complex aspects of a project. Work is generally independent and collaborative in nature. To be a Health Underwriter, Sr. typically requires 4 to 7 years of related experience. (Copyright 2024 Salary.com)
Recently Added Health Underwriter, Sr. jobs
Sr. Underwriter
- Arch Mortgage Insurance Company (Arch MI)
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Mountain Home, UT
FULL_TIME
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With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
- Please note that this role is remote but is West Coast hours.
The Sr. Underwriter approves or denies mortgage insurance coverage on the most complex and specialized loans based on a comprehensive evaluation of risk factors associated with loan, borrower, and property eligibility. They maintain compliance with applicable policies and guidelines to ensure the overall quality of the loan, while providing exceptional customer service to clients. They also participates in special projects/assignments. The incumbent operates independently under minimal supervision and trains and mentors less experienced staff; seeking advice from management on only the most complex situations.- Underwrites standard, complex and specialized loan submissions (e.g. high balance loans, non-conforming jumbo loans, etc.) and ensures eligibility, accuracy, completeness, and compliance with company, GSE, and regulatory policies/guidelines to minimize risk factors.
- Evaluates creditworthiness and financial strength of the borrower to determine degree of credit risk and assesses loan level eligibility. Reviews and analyzes loan application, credit report, liabilities, assets, and income. Identifies and works to resolve red flags and inconsistencies.
- Assesses property data to ensure the collateral is acceptable to company and GSE guidelines. Reviews property appraisal for accuracy and consistency to ensure it provides a reasonable determination of property value. Identifies inconsistencies within the appraisal report.
- Determines whether to approve or deny insurance coverage based on the evaluation of key risk factors and interpretation of applicable guidelines, within authority limit. Explains rates, terms of coverage, and applicable policies/guidelines, and issues certificates of insurance.
- Establishes and maintains exceptional level of customer service through regular communication and status updates. Negotiates and resolves customer conflicts.
- Monitors the Arch MI Answer Center and responds to all underwriting related inquiries in a timely manner, conducting research if necessary and providing accurate information.
- Obtains all required documentation and completes loan information within the system. Reviews and signs off on loan file conditions within authority level and conducts additional research and analysis if necessary.
- Trains, coaches, and mentors new and less experienced staff. May review work of other staff and serve as a point of escalation.
- Monitors real estate/economic conditions and maintains market awareness. Participates on task forces and works on special projects/assignments focused on process and quality improvement.
- Maintains current knowledge of, and accurately applies GSE and Arch MI product guidelines in the analysis of submitted loan files.
- Adheres to performance standards for productivity, quality, turnaround time, and data accuracy.
- Comprehensive knowledge of mortgage industry and advanced understanding of core underwriting principles, concepts, practices, and techniques. Very strong knowledge of Fannie Mae and Freddie Mac underwriting guidelines.
- Experience with Encompass as LOS is highly preferred.
- Experience in compliance underwriting for construction loans is preferred but not required.
- Advanced analytical, problem solving, and decision-making skills to assess degree of risk and make independent judgments on complex loans.
- High degree of accuracy and attention to detail.
- Strong customer service orientation and interpersonal skills, with the ability to proactively resolve customer issues.
- Highly effective written and oral communication skills with the ability to negotiate and handle sensitive situations.
- Excellent organization skills with the ability to multi-task, meet deadlines, and lead the team to accomplish results.
- Ability to perform standard underwriting calculations.
- Proficient with MS Office and underwriting system applications.
- Required knowledge and skills would typically be acquired through high school diploma/GED plus some college business courses with 7-10 years related experience in the mortgage lending industry. Bachelors or Associates degree highly preferred.
$68,300.00 - $102,500.00/year- Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above range may be modified in the future
- Click here to learn more on available benefits
- Please note that this role is remote but is West Coast hours.
- 8 Days Ago
Underwriter
- MotivHealth
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South Jordan, UT
FULL_TIME
- Underwriter Are You Ready: Help us Consumerize Healthcare While Lowering Costs, Providing Better Benefits and Encouraging the Growth of Health Savings MotivHealth is committed to challenging the statu...
- 2 Days Ago
Underwriter
- Milestone Bank (Formerly LCA Bank)
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Salt Lake, UT
FULL_TIME
- About the PositionMilestone Bank is looking for full time Underwriter. The Underwriter will review the creditworthiness of commercial credits (businesses and/or individuals) to determine the risk invo...
- 1 Day Ago
Underwriter
- ParetoHealth
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Salt Lake, UT
FULL_TIME
- Position Summary: Pareto Health is seeking a seasoned and detail-oriented Underwriter to join our team. This role is pivotal in assessing and managing the risks associated with self-funded health plan...
- 1 Month Ago
Underwriter
- CyberCoders
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Sandy, UT
FULL_TIME
- Job Title: UnderwriterJob Location: On-site in Sandy, UTJob Salary: $55k - $75kRequirements: 1 years of experience in insurance underwriting including experience with P&C, specialty liability, and/or ...
- 11 Days Ago
Underwriter
- Capital Community Bank
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Sandy, UT
FULL_TIME
- ABOUT US: As a community-focused financial institution, Capital Community Bank (CCBank) reflects the positive nature of its native Utah. We pride ourselves on providing a fun and friendly atmosphere, ...
- 1 Month Ago
Health Underwriter, Sr. jobs at Popular Companies
Customer Service Representative (In Field Health Underwriter)
- Insurance Masters
-
Augusta, GA
- Job Description Job Description This is a career opportunity for an outgoing “people’s person”. You will work in a team ...
- 6/11/2024 12:00:00 AM
Underwriter
- Kaiser Permanente
-
Denver, CO
- Description: Salary Scale:$27.26 - $35.22Job Summary:Anticipate key business, marketplace and competitor dynamics in dev...
- 6/11/2024 12:00:00 AM
UnderWriting Consultant
- Experis
-
Austin, TX
- Job Description: Senior Property/Casualty Commercial Underwriter Role: Senior Property/Casualty Commercial Underwriter, ...
- 6/10/2024 12:00:00 AM
Health Underwriter - GA - On Site
- Vensure Employer Solutions
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Duluth, GA
- About Us Vensure Employer Solutions is the largest privately held organization in the HR technology and service sector, ...
- 6/10/2024 12:00:00 AM
Health and Benefits Lead Associate
- WTW
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Nashville, TN
- The Role As a Health and Benefits Lead Associate you will contribute to a wide variety of complex projects involving the...
- 6/10/2024 12:00:00 AM
Health & Benefits Lead Associate (Birmingham)
- WTW
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Atlanta, GA
- As a Health and Benefits Lead Associate you will contribute to a wide variety of complex projects involving the design, ...
- 6/10/2024 12:00:00 AM
Health & Benefits Associate
- Willis Towers Watson
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Los Angeles, CA
- Responsibilities: Materially contribute to core health and benefits projects supporting the design and management of gro...
- 6/9/2024 12:00:00 AM
Health & Benefits Senior Associate
- WTW
-
Houston, TX
- The Role Materially contribute to core health and benefits projects involving the design and management of group medical...
- 6/8/2024 12:00:00 AM
About Utah
Utah is known for its natural diversity and is home to features ranging from arid deserts with sand dunes to thriving pine forests in mountain valleys. It is a rugged and geographically diverse state that is at the convergence of three distinct geological regions: the Rocky Mountains, the Great Basin, and the Colorado Plateau.
Utah is one of the Four Corners states, and is bordered by Idaho in the north, Wyoming in the north and east; by Colorado in the east; at a single point by New Mexico to the southeast; by Arizona in the south; and by Nevada in the west. It covers an area of 84,899 sq mi ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Health Underwriter, Sr. jobs
$82,243 to $103,263