Loan Review Manager directs and manages a team of loan review associates to ensure loans are in compliance with bank lending policies and risk guidelines. Provides guidance and input on highly complex, high value reviews. Being a Loan Review Manager may require a bachelor's degree. Typically reports to top management. The Loan Review Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. To be a Loan Review Manager typically requires 3+ years of managerial experience. (Copyright 2024 Salary.com)
Description
Through examinations and monitoring, Credit Review provides an independent assessment of credit decisions and the effectiveness of credit processes across the bank’s credit platform, identifies existing and emerging risks, and reports its findings to various stakeholders, including executive management, the Board of Directors or committee thereof, external auditors and regulatory agencies.
Participates in credit review examinations and continuous testing activities across various commercial credit portfolios within Enterprise Credit.
The Sr. Examiner will work with examination teams to assess the quality of credit decisioning, portfolio management, risk recognition practices and the effectiveness of credit management processes.
This individual will also assist in the continuous testing of various portfolios by performing transaction reviews of new and existing clients to evaluate appropriateness of client selection, adherence to underwriting expectations, quality of ongoing monitoring and risk rating accuracy to proactively identify emerging risks and their impact on portfolio credit quality.
The Sr. Examiner is generally tasked with the review of more complex transactions. Lastly, may be asked to lead special projects in addition to testing responsibilities.
This specific role will support ongoing testing and assessments of Structured Financing Transactions and Counterparty Credit Risk within Global Markets portfolios such as Asset backed Securitization, Hedge Funds, Asset Managers, Equities, Central Counterparties etc.
Additional coverage areas may include US and International Financial Institutions.
Provides expertise, advice and counsel based on advanced business and / or credit review experience to a complex business and / or across several business groups.
Provides leadership for projects and team activities. Functional responsibilities include establishing Monitoring Plans for assigned credit portfolio, assessing associated Level and Direction of Risk ratings and acting as Examiner-in-Charge / EIC.
Proactively implements credit review strategy for the sound application of risk based practices by defining scope, program, and review and exam procedures.
Exercises judgment and influences senior business managers and peers. Drives completion of credit issues. Helps business partners balance their business strategy with appropriate risk management controls.
Contributes to the development, implementation and communication of Credit Review's missions, goals and strategies. Interacts with regulatory agencies, external consultants and other internal risk management groups.
Assesses and advises on the impact of industry-level, geo-political and economic trends to credit portfolios.
Required Skills :
Desired Skills :
Minimum Education Requirement :
Bachelor’s Degree with a preference in finance, accounting, economics or other business concentration
Shift :
1st shift (United States of America)
Hours Per Week :
Last updated : 2024-05-09