Loan Review Officer jobs in Alaska

What You Will Be Doing
Do you want to work in a dynamic and positive setting that supports Agriculture in Alaska? Do you want to be part of a small, dedicated team of professionals who support all of Alaska’s natural resource industries? Would you enjoy working with the public to provide them with agricultural development opportunities?

If the answer is yes, then the Alaska Division of Agriculture, a part of the Department of Natural Resources, has an exciting career opportunity to offer with the Alaska Revolving Loan Program which will involve a variety of duties and work with a great team of professionals. We are looking for an applicant who is self-motivated and a team player, who can help manage and expand the ARLF program. Please apply if you would like to be considered for the position.

Mission and Culture
The Department of Natural Resources' mission is to develop, conserve and maximize the use of Alaska's natural resources consistent with the public interest. The mission of the Division of Agriculture is to promote and encourage the development of the agriculture industry in the State. The incumbent will contribute to this mission by assisting Alaskan agriculture businesses with financial opportunities via the Alaska Revolving Loan Fund (ARLF) and will work with the current loan officer, the Director, and the Board of Agriculture and Conservation to develop opportunities for farmers statewide. The incumbent will also help monitor program integrity through evaluation, feedback, and industry engagement.

Core Responsibilities
The incumbent will assist in analyzing and evaluating loan applications submitted by farmers, loan modifications, and collateral release requests, prepare eligibility determinations, and make recommendations to the Board of Agriculture and Conservation. The incumbent will be one of the representatives to the Division of Agriculture at public Board of Agriculture and Conservation meetings and a variety of public forums. The incumbent will provide guidance on developing business plans for agricultural production, promote the development of agriculture as an economic contributor to the State of Alaska, conduct loan closings on approved applications, and secure collateral to protect the interests of the State. The incumbent will assist in managing the revolving loan fund, which will include recovery of delinquent accounts, asset management, and asset disposal. The incumbent will serve as one of the points of contact for local, state, and federal agencies as well as the public for the Agricultural Revolving Loan Fund.

Benefits of Joining Our Team
Our team is a dynamic group of professionals, passionate about serving the public to the best of our ability. We work hard, learn a lot, and enjoy the enthusiasm everyone has for Alaska agriculture in all sectors. Team members earn a lot of independence upon successful mastery of the job duties.

The Working Environment You Can Expect
This job is in the Palmer office at 1801 S. Margaret Dr., Suite 12, Palmer, AK 99645. The daily work environment is filled with diverse and unique scenarios that require creative problem-solving. This position provides the opportunity to work closely and in collaboration with Alaska’s statewide agricultural communities, state agencies, federal agencies, and non-profit entities to support Alaska’s agriculture industry.

The primary purpose of this position is to manage the Agricultural Revolving Loan Fund program.

• Agricultural Revolving Fund Management—The incumbent will Represent the Division of Agriculture and ARLF to public loan applicants and the Board of Agriculture and Conservation. The incumbent will provide advanced professional expertise in managing the Agricultural Revolving Loan Fund and serve as a point of contact for local, state, and federal agencies and the public.
• Applicant Analysis - Interview applicants and assist with application completion. Analyze and evaluate loan applications, loan modifications, and collateral releases by reviewing financial statements, tax returns, and credit reports for feasibility, adequate collateral, financial state, and creditworthiness. Obtain additional information as needed to determine eligibility. Determine the type and amount of collateral required to secure the loan, order title reports, and review appraisals.
• Analyze Accounts - Conduct inspections of all types of collateral; prepare inspection reports containing analysis of condition and value. Coordinate repossession and maintenance of collateral, if applicable.
• Monitor Loan Portfolio - Review and close paid-off loan files; prepare and forward various release documents to applicable agencies/parties. Authorized to release liens, such as deeds of trust, judgments, assignments, etc.
• Conduct an annual review of paid-off loans and denied application files to meet Records Retention Schedule Requirements. Uphold the statutes and regulations of the Agricultural Revolving Loan Fund.

Minimum Qualifications

Any combination of education and/or experience that provides the applicant with competencies in

• Analytical Thinking/Problem Solving: uses a logical, systematic, sequential approach to address problems or opportunities or manage a situation by drawing on one’s knowledge and experience base and calling on other references and resources as necessary.
• Attention to Detail: Is thorough when performing work and conscientious about attending to detail.
• Lending/Debt Collection: Knowledge of the principles, practices and techniques of lending and/or debt collection, perfected lien, and security instruments. This includes knowledge of applicable court procedures, processes, and actions.
• Oral and Written Communication: Expresses information (for example, ideas or facts) to individuals or groups effectively, taking into account the audience and nature of the information (for example, technical, sensitive, controversial); makes clear and convincing oral and written presentations; listens to others, attends to nonverbal cues, and responds appropriately.
• Reading: Understands and interprets written material, including technical material, rules, regulations, instructions, reports, charts, graphs, or tables; applies what is learned from written material to specific situations. Equivalent to those typically gained by:

Additional Required Information

• Cover letter.
• Professional writing sample (aside from your cover letter).

• A copy of your last two (2) performance appraisals (if you are a current or former State of Alaska employee) or two (2) letters of recommendation from a former supervisor.
• A resume with a complete job history, including the names and current telephone numbers of previous employers.
• A list of three (3) professional references with current contact information, one (1) of which must be from a former or current supervisor.
• A copy of any documents necessary to show proof of meeting this position’s minimum qualifications. This includes a copy of your college transcripts if you are using education to meet the position’s minimum qualifications.

• This position requires a moderate amount of travel and occasional work on weekends or overnight.
• This position requires public speaking at forums and public relations.
• This position works with other lending organizations to fulfill the farmer’s needs.

Contact Information

Workplace Alaska Application Questions & Assistance
Questions regarding application submission or system operation errors should be directed to the Workplace Alaska hotline at 1-800-587-0430 (toll-free) or (907) 465-4095 if you are in the Juneau area. Requests for information may also be emailed to recruitment.services@alaska.gov.

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For specific information about this position, please get in touch with the hiring manager at the following:

• Health insurance, which includes employer contributions toward medical/vision/dental
  • The following employee groups are under AlaskaCare Benefits administered by the State: See https://drb.alaska.gov/help/plans.html for additional information.
    • AVTEC
    • Confidential
    • Correctional Officers
    • Marine Engineers
    • Mt. Edgecumbe Teachers
    • Supervisory
    • Unlicensed Vessel Personnel/Inland Boatman's Union
    • Exempt employees (not covered by collective bargaining)
  • The following employee groups are covered by Union health trusts. Contact the appropriate Union for additional information.
    • General Government
    • Labor, Trades and Crafts
    • Public Safety Employees Association
    • Masters, Mates & Pilots
• Employer paid Basic Life insurance with additional coverage available (amount depends on Bargaining Unit)

• Group-based insurance premiums for
  • Term life (employee, spouse or qualified same sex partner, and dependents)
  • Long-term and short-term disability
  • Accidental Death and Dismemberment
  • Long-term care (self and eligible family members)
  • Supplemental Survivor Benefits
• Employee-funded flexible spending accounts for tax savings on eligible health care or dependent care expenses

• Membership in the Public Employees Retirement System (PERS)/Teachers' Retirement System (TRS)
• Matching employer contribution into a defined contribution program (new employees)
• Employer contribution into a defined benefit or defined contribution program (current employees)
• Contributions to the Alaska Supplemental Annuity Plan in lieu of contributions to Social Security
• Option to enroll in the Alaska Deferred Compensation Program
• Note: The Defined Contribution Plan, Supplemental Annuity Plan and Deferred Compensation Program offer a variety of investment options

• Personal leave with an accrual rate increase based on time served
• Eleven paid holidays a year