Mortgage Closer jobs in Nebraska
Mortgage Closer reviews all submitted material and prepares closing documents for mortgage loans. Maintains loan files and verifies information is correct, accurate, and complete. Being a Mortgage Closer gathers missing information as needed and acquires necessary signatures. Performs final closing calculations and coordinates the closing of loans and disbursement of loan funds. Additionally, Mortgage Closer ensures all documents are sent to appropriate departments and are in compliance with all regulations. Requires a high school diploma. Typically reports to a supervisor. The Mortgage Closer works independently within established procedures associated with the specific job function. Has gained proficiency in multiple competencies relevant to the job. To be a Mortgage Closer typically requires 3-5 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Closer jobs
Mortgage Loan Closer
- Liberty First Credit Union
-
Lincoln, NE
FULL_TIME
-
THIS POSITION IS 100% IN OFFICE IN LINCOLN, NEBRASKA, AND IS NOT A REMOTE POSITION
General Summary
Coordinate the overall mortgage loan closing while helping assistant in the final processing prior to closing by ordering and processing mortgage loan documentation needed for the final approval and closing. Serve our Membership by providing and promoting prudent borrowing and saving activities and be sensitive to all the member’s financial needs by creating an awareness of all credit union services to new and current members.
Essential Functions- Order/assist/obtain loan information/documentation required for mortgage loan closings
- Review appraisal, title, credit application and all associated documents in file to make sure they match the underwritten loan and guidelines prior to closing to ensure all conditions are satisfied prior to closing.
- Ensure all underwriting requirements are met along with making sure a clear title insurance policy has been obtained with post-closing verification.
- Maintain outstanding service skills for on-going agencies/vendors, member and co-worker contact for new, additional, or outstanding documentation required for pre, post, and closing loan needs.
- Accurately prepare closing packages for Conventional, FHA, VA, NIFA and home equity loans and HELOC’s.
- Prepare accurate Closing Disclosure, ensuring all vendors are paid and LFCU collects all fees, points, etc....
- Provide loan commitments and adverse action notices within 30 days of applications
- Responsible for completing and finalizing government HMDA monitoring information (filing, tracking, and reporting)
- Package loan files for sale to secondary market according to their guidelines.
- Acquire and maintain knowledge to serve as backup in loan servicing and funding.
- Prepare / Monitor weekly reports to ensure pends and suspense items are cleared within the investor time frame.
- Balance funds from investors once the loan has been purchased to ensure accuracy.
- Develop knowledge in Reverse Mortgages to submit and track loan closing documentation for third parties.
- Maintain member’s confidentiality.
- Maintain an organized workspace/efficient tracking guidelines for ordering mortgage loan documents to help achieve required timely closing goals.
- Develop a working knowledge of the data processing system and department software.
Additional Functions- Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services.
- Develop a working knowledge of competitors’ products and services with a continued interest in improving quality services and products for the credit union.
- Complete in-house training based on required classes set up for this position.
- Assist in any area as directed by management.
- Professional, well-developed interpersonal skills necessary for servicing out credit union members in person or by phone use and projecting a positive attitude/image as a representative in relationship to all credit union activities.
- Work requires knowledge of mortgage lending regulations tied into FHA, VA and Conventional loans with 2 years of loan processing or closing experience and knowledge in underwriting.
- Requires a high degree of accuracy with intermediate mathematical skills required (calculations and concepts involving decimals, percentages, fractions, etc.)
- Judgment is required in day-to-day situations and problems within established guidelines. Involves generally routine or standardized work but involves choice of action within limits defined by standard practice and instructions. Decisions are pre-defined based on guidelines or standards.
The above information in this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.
#hc123194 - 3 Days Ago
Mortgage Loan Closer
- First Westroads Bank
-
Omaha, NE
FULL_TIME
- General Summary: First Westroads Bank Mortgage Centre is a wholesale broker and correspondent mortgage lender. The Mortgage Loan Closer is responsible for the processing of residential mortgage loans ...
- 6 Days Ago
Mortgage Loan Originator
- Eagle Mortgage
-
Omaha, NE
FULL_TIME
- Looking for more than just a job? You've found the place! Eagle Mortgage is a place where you can develop your talent and skill set! Our team works hard to ensure our borrowers are taken care of from ...
- 1 Month Ago
Mortgage Consultant
- Prosperity Home Mortgage, LLC
-
Lincoln, NE
FULL_TIME
- Job Summary: Under the general supervision of an Area Manager, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sourc...
- 2 Months Ago
Mortgage Loan Officer
- V.I.P. Mortgage Inc.
-
, NE
FULL_TIME
- VIP Mortgage Inc. is focused on growing its Iowa and Nebraska footprint and has an opportunity for an experienced Loan Officer. VIP's culture is centered on HEART and its care for its people. VIP uses...
- 1 Month Ago
Closer 5pm-10pm
- Baseline Fitness
-
Fremont, NE
FULL_TIME
- Job SummaryResponsible for new member sales and a positive member experienceEssential Duties And ResponsibilitiesGreet/meet potential members, providing a great customer experienceHandle all front des...
- 8 Days Ago
Mortgage Closer jobs at Popular Companies
Mortgage Loan Closer
- Summit Lending
-
Huntington Beach, CA
- Description Mortgage Closer Wanted: Join Our Leading Lending Team Are you a meticulous mortgage closer who puts customer...
- 6/11/2024 12:00:00 AM
Mortgage Operations
- Tata Consultancy Services
-
Cincinnati, OH
- Mortgage back-office operations is a department which deals with various sub-processes within the Mortgage Originations ...
- 6/11/2024 12:00:00 AM
Mortgage Closer
- Mortgage Resource Plus
-
Southfield, MI
- Job Description Job Description Mortgage Resource Plus (MRP) is a full-service mortgage broker with an experienced staff...
- 6/10/2024 12:00:00 AM
Mortgage Closer
- Workway, Inc.
-
San Antonio, TX
- Job Description Job Description Workway BancForce is a premier national staffing firm that places qualified job-seeking ...
- 6/8/2024 12:00:00 AM
Domain Mortgage Closer
- LeadingEdge Personnel
-
San Antonio, TX
- Job Description Job Description Company Information: At LeadingEdge Personnel we thrive on excellence through personal d...
- 6/8/2024 12:00:00 AM
Residential Mortgage Closer - Hybrid
- Kearny Bank
-
Fairfield, NJ
- Responsibilities Closes 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriat...
- 6/7/2024 12:00:00 AM
Consumer Loan Closer
- Credit Union of Denver
-
Denver, CO
- JOB POSTING Credit Union of Denver has the following position available: Consumer Loan Closer (Full-Time) Department: Fi...
- 6/7/2024 12:00:00 AM
Mortgage Loan Closer
- NuMark Credit Union
-
Crest Hill, IL
- What We Do.... NuMark's mission is to enrich the financial lives of our members. Our growing Credit Union has over 140 e...
- 6/7/2024 12:00:00 AM
About Nebraska
The state is bordered by South Dakota to the north; Iowa to the east and Missouri to the southeast, across the Missouri River; Kansas to the south; Colorado to the southwest; and Wyoming to the west. The state has 93 counties and is split between two time zones, with the state's eastern half observing Central Time and the western half observing Mountain Time. Three rivers cross the state from west to east. The Platte River, formed by the confluence of the North Platte and the South Platte, runs through the state's central portion, the Niobrara River flows through the northern part, and the Rep...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Closer jobs
$50,202 to $65,823
Most Popular Cities in Nebraska for Mortgage Closer Jobs
What does a Mortgage Closer do?
Mortgage Closer in San Diego, CA
The Mortgage Loan Closer is responsible for viewing loan approval conditions, insurance policies, title commitments, surveys, sales contracts, and all other related documentation to ensure that the loan will be closed in accordance with all legal requirements and investor guidelines.
January 21, 2020
Mortgage Closer in Durham, NC
They also work with processing agents to obtain private mortgage insurance, or PMI, which the loan applicant pays to protect the loan in case of default.
February 01, 2020
Mortgage Closer in Fargo, ND
Ordered title, verifications of deposit, employment, rent and mortgage, and payoffs and other general administrative tasks related to the loans as needed.
November 30, 2019