Mortgage Credit Analyst jobs in Indiana
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Credit Analyst
- Beacon Credit Union
-
Peru, IN
FULL_TIME
-
Note: We are looking to fill one Credit Analyst opening, wherein the selected employee could be headquartered at various Beacon locations throughout the state of Indiana. We will consider telecommute opportunity based on the experience level of the candidate.
RoleResponsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management quality to decide if loans will be lucrative.
Major Duties and Responsibilities- Performs the initial and ongoing credit analysis to determine if members' credit requests satisfy policies and procedure guidelines, and prepares and processes all applicable documentation for credit analysis and risk ratings.
- Images and tracks financial documents, including financial statement, tax return, credit report, risk analysis, annual review report, and loan request presentation report, necessary for annual review and loan approval processes for the borrower.
- Prepares a detailed narrative based on the financial trends and ratios delivered in the reports presented to loan committees for loan approval and risk rating score assignment purposes.
- Provides support to Credit Union members and staff in explaining credit policies and procedures.
- Provides and maintains reporting requirements on Credit Union members' credit obligations, such as watch lists and allowance for loan loss calculations.
- Assists in special assignments requested by management and members.
- Performs other related duties as assigned.
Position QualificationsOne to three years of agriculture and/or commercial credit analysis or related experienceFour-year college degree or equivalent combination of education and experienceKnowledge of financial spreads and tax returns a plusExcellent computer skills (Word, Excel)Ability to work independently with little or no supervisionMust be extremely detail orientedExcellent communication skills with both internal and external personnelAbility to foster sound relationships with outside entitiesA significant level of trust and diplomacy, in addition to courtesy and tact
Standard position hours are Monday through Friday, 8 a.m. to 5 p.m.
Available Benefits Include:- Health, dental and vision insurance
- Paid time off
- Eligibility to vest into pension plan
- 401(k)
- Incentive/bonus program
- Tuition reimbursement
- and more!
- 18 Days Ago
Commercial Credit Analyst
- Notre Dame Federal Credit Union
-
Mishawaka, IN
FULL_TIME
- Brief DescriptionPRIMARY FUNCTION:Responsible for providing competent credit analysis for lending activities, assistance in the administration of borrowing accounts, conduct appraisal reviews, trainin...
- 14 Days Ago
Mortgage Manager
- Industrial Federal Credit Union
-
Lafayette, IN
FULL_TIME
- Role:Manages and coordinates the activities of the Mortgage department employees and processes, aiding the Lending Director to meet organizational, financial, operational, service, and growth plans. R...
- 2 Days Ago
Mortgage Loan Closer (on-site)
- Heritage Federal Credit Union
-
Newburgh, IN
FULL_TIME
- Start your career with Heritage Federal Credit Union!Heritage Federal Credit Union, a Readers' Choice Best Credit Union gold award recipient, is growing thanks to the focus on helping our members and ...
- 4 Days Ago
Mortgage Loan Officer
- 3Rivers Federal Credit Union
-
Muncie, IN
FULL_TIME
- Position: Mortgage Loan OfficerReports To: Mortgage Sales ManagerPosition Type: ExemptHighly SpecializedPosition SummaryThe Mortgage Loan Officer establishes trusting relationships with members and bu...
- 7 Days Ago
Mortgage Loan Originator
- Via Credit Union
-
Warsaw, IN
FULL_TIME
- Position Summary: Via Credit Union is seeking a Mortgage Loan Originator to meet with members and potential members in person or over the phone to take mortgage loan applications, collecting accurate ...
- Just Posted
Mortgage Credit Analyst jobs at Popular Companies
Bank Examiner - Hybrid (Open for Relocating Candidates)
- Comrise
-
Irving, TX
- Credit Risk Analyst/Bank Examiner Hybrid - 3 days office, 2 days remote Open for Relocating Candidates - can provide rel...
- 6/11/2024 12:00:00 AM
IT Funding Analyst
- StevenDouglas
-
Miami, FL
- Do you have incredible attention to detail? Are you looking to enter the Finance Sector? We have immediate opportunities...
- 6/11/2024 12:00:00 AM
Remote Sales Job Work From Home No Cold Calling
- Symmetry
-
Elmendorf, TX
- Remote Sales Job Work From Home No Cold Calling Must be authorized to work in the US, no work visas offered at this time...
- 6/11/2024 12:00:00 AM
Analyst, Epic Configuration
- Acrisure
-
Grand Rapids, MI
- Job Title: Analyst, Epic Configuration Department: Information Technology - Agency Broker Applications Location: Remote ...
- 6/11/2024 12:00:00 AM
Quantitative Analyst - Model Validation (IV&V)
- NuvoLogic Consulting
-
Washington, DC
- NuvoLogic Consulting is a management consulting company in the Northern Virginia area. We engage with public and private...
- 6/11/2024 12:00:00 AM
Wealth Relationship Manager (Hybrid)
- Citigroup
-
San Antonio, TX
- The Wealth Relationship Mgmt. Sr. Analyst SAFE Act is a seasoned professional role. Applies in-depth disciplinary knowle...
- 6/11/2024 12:00:00 AM
Quantitative Risk Analyst
- Angel Oak
-
Atlanta, GA
- Who We Are: Angel Oak Companies is a diversified financial services company specializing in asset management and non-age...
- 6/11/2024 12:00:00 AM
VP Commercial Underwriting - Affordable Housing
- Western Alliance Bancorporation
-
Phoenix, AZ
- Job Title: VP Commercial Underwriting - Affordable Housing Location: CityScape What you'll do: The VP- Commercial Underw...
- 6/11/2024 12:00:00 AM
About Indiana
Indiana /ˌɪndiˈænə/ (listen) is a U.S. state located in the Midwestern and Great Lakes regions of North America. Indiana is the 38th largest by area and the 17th most populous of the 50 United States. Its capital and largest city is Indianapolis. Indiana was admitted to the United States as the 19th U.S. state on December 11, 1816. Indiana borders Lake Michigan to the northwest, Michigan to the north, Ohio to the east, Kentucky to the south and southeast, and Illinois to the west.
Before becoming a territory, various indigenous peoples and Native Americans inhabited Indiana for thousands of ye...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$50,986 to $72,830
Most Popular Cities in Indiana for Mortgage Credit Analyst Jobs
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019