Mortgage Credit Analyst jobs in Louisiana
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Mortgage Loan Officer - Bilingual
- Louisiana Federal Credit Union
-
Metairie, LA
FULL_TIME
-
SCOPE:As a dedicated member of the OnPath FCU team, this role performs a variety of tasks that in partnership with the surrounding departments, provides cost effective financial services for the benefit of our members who are our primary focus. Our core values are what make us E.P.I.I.C. We are Empathetic to the vast situations and needs of our member’s and to each other. We are Passionate about the financial growth and success of our members. We are Innovative in our ideas and goals to remain at the top of our class in financial services. Our Integrity is not an option. We require our employees to be honest and have strong moral principles. We are Committed to our promise to be the best financial advocates for our members and the communities we serve.PRIMARY FUNCTIONS:Conducts daily business interactions and maintains constant alignment with OnPath’s mission, culture, and core values and core behaviors. Initiative and judgment are required in the absence of specific direction from management. Ensures value through decision making that supports credit union goals and interests while upholding OnPath’s service standards and ethics. Increase OnPath’s mortgage lending by assisting customers and members from the loan application process through the closing of the mortgage loan.KEY AREAS OF RESPONSIBILITY:
- Successfully complete XINNIX training program within assigned time if under three years of experience.
- Successfully complete other department required training within specified time.
- Satisfy all NMLS requirements to obtain required license (training, testing, and background check).
- Develop strategic business partners to create a strong referral network.
- Prospect daily to increase networking and contacts, both face-to-face and telephone contact
- Build relationships with customers and OnPath members to provide them with the products and services to meet their needs.
- Participate in OnPath sponsored events and education classes as applicable.
- Consistently exceed member expectations.
- Take thorough loan applications following all applicable regulations.
- Coordinate all aspects of the mortgage loan application process.
- Communicate effectively with peers, members, and management.
- Meet and exceed loan production standards as set annually based on credit union goals and seat goal requirements.
- Actively cross-sell additional OnPath products and services
- Keeps promises and commitments, earns and maintains trust of others by acting consistently with words and actions. Is direct and truthful by providing straight, honest feedback. Keeps confidence, and is dedicated to the highest standards of integrity, honesty, and trust.
- Holds self and others accountable for professional and ethical behavior as defined by OnPath Federal Credit Union’s mission, culture, and values. Continually works to expand knowledge of what goes on in other parts of the credit union.
- Communicates with clarity and direction, and provides frequent exchange of direct, consistent, constructive feedback. Resolves conflict, recommends solutions, and monitors their progress. Maintains positive relationships, shares credit for accomplishments, celebrates success of others, and takes responsibility for mistakes.
- Abides by OnPath’s commitment to a Sales and Service Culture
- Agrees to stay informed on OnPath products and services to provide the right product to the right member at the right time for the right reason.
- Performs such tasks as may be assigned by his/her supervisor, which is commensurate with the position.
Leadership:- Encourage and develop cooperation among peer members to ensure a "team effort" and commitment to the established Service Expectations.
- Leads by example, takes initiative, and is open to change.
- Help create a positive and consistent attitude in your department by owning issues and following up when necessary.
- Participate in continuing education as approved.
- Performs such tasks as may be assigned by his/her supervisor, which is commensurate with the position.
- Holds self and others accountable for professional and ethical behavior as defined by OnPath Federal Credit Union’s mission, culture, and values. Continually works to expand knowledge of what goes on in other parts of the credit union.
- Maintains positive relationships, shares credit for accomplishments, celebrates success of others, and takes responsibility for mistakes.
Service:- Promote and maintain a positive image of the credit union to assigned personnel, members, and the community.
- Maintain professional, respectful, persuasive communication and a courteous attitude when working will internal and external members.
- Acts as a voice of the credit union.
- Keeps promises and commitments, earns and maintains trust of others by acting consistently with words and actions. Is direct and truthful by providing straight, honest feedback. Keeps confidence, and is dedicated to the highest standards of integrity, honesty, and trust.
- Abides by OnPath FCU’s commitment to a Sales and Service Culture.
- Agrees to stay informed on OnPath’s products and services to provide the right product to the right member at the right time for the right reason.
Community:- Participate in community outreach by volunteering to work at different volunteer opportunities presented throughout each year.
BASIC REQUIREMENTS:SKILLS- Exceptional work ethic
- Strong oral and written communication skills
- Excellent interpersonal skills
- Superb listening skills
- Good presentation skills
- Foundational sales skills
- Quality team player
KNOWLEDGE- Demonstrated proficiency in:
- Microsoft Outlook, Word, Excel, PowerPoint
- Database management preferred but not required
- Experience with CALYX or other Mortgage Loan Origination System
- Knowledge of the mortgage and/or real estate market a plus
EXPERIENCE- Preferred three-year previous mortgage origination experience
EDUCATION- Bachelor’s degree preferred or a combination of education and work experience in sales and/or real estate
COMPENSATION- Base salary plus commission
QUALIFICATIONS:Behaviors
Preferred- Enthusiastic: Shows intense and eager enjoyment and interest
- Innovative: Consistently introduces new ideas and demonstrates original thinking
- Dedicated: Devoted to a task or purpose with loyalty or integrity
MotivationsPreferred- Self-Starter: Inspired to perform without outside help
- Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
- Flexibility: Inspired to perform well when granted the ability to set your own schedule and goals
DISCLAIMERS AND WORK ENVIRONMENT Nothing in this position description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management. The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle or feel, reach with hands and arms, view customer information, and talk or hear. The employee frequently is required to stand and walk. The employee must regularly lift and/or move up to 5 pounds and frequently lift and/or move up to 25 pounds.
OnPath FCU is an EOE/M/F/Disability/Veteran - 3 Days Ago
Mortgage Loan Officer I
- OnPath Federal Credit Union
-
Metairie, LA
FULL_TIME
- Job DetailsDescriptionSCOPE:As a dedicated member of the OnPath FCU team, this role performs a variety of tasks that in partnership with the surrounding departments, provides cost effective financial ...
- 5 Days Ago
Mortgage Loan Manager
- Louisiana Federal Credit Union
-
Laplace, LA
FULL_TIME
- Think cold steely walls, navy-blue suits, and stuffy financial jargon. Now think the opposite. At Louisiana FCU, you'll work alongside an enthusiastic team in a vibrant atmosphere. We believe in helpi...
- Just Posted
Mortgage Loan Originator
- Global Credit Union
-
Branch, LA
FULL_TIME
- OverviewReports To: Varies by locationPrimary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.Duties And Responsibiliti...
- 1 Day Ago
Mortgage Loan Officer I (Bilingual)
- OnPath Federal Credit Union
-
Metairie, LA
FULL_TIME
- Job DetailsDescriptionSCOPE:As a dedicated member of the OnPath FCU team, this role performs a variety of tasks that in partnership with the surrounding departments, provides cost effective financial ...
- 5 Days Ago
Senior credit analyst
- Hancock Whitney
-
Orleans, LA
FULL_TIME
- Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access t...
- 20 Days Ago
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- Comrise
-
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- Symmetry
-
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Analyst, Epic Configuration
- Acrisure
-
Grand Rapids, MI
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Quantitative Analyst - Model Validation (IV&V)
- NuvoLogic Consulting
-
Washington, DC
- NuvoLogic Consulting is a management consulting company in the Northern Virginia area. We engage with public and private...
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Wealth Relationship Manager (Hybrid)
- Citigroup
-
San Antonio, TX
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Quantitative Risk Analyst
- Angel Oak
-
Atlanta, GA
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VP Commercial Underwriting - Affordable Housing
- Western Alliance Bancorporation
-
Phoenix, AZ
- Job Title: VP Commercial Underwriting - Affordable Housing Location: CityScape What you'll do: The VP- Commercial Underw...
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About Louisiana
Louisiana is bordered to the west by Texas; to the north by Arkansas; to the east by Mississippi; and to the south by the Gulf of Mexico.
The state may properly be divided into two parts, the uplands of the north, and the alluvial along the coast.
The alluvial region includes low swamp lands, coastal marshlands and beaches, and barrier islands that cover about 20,000 square miles (52,000 km2). This area lies principally along the Gulf of Mexico and the Mississippi River, which traverses the state from north to south for a distance of about 600 mi (970 km)) and empties into the Gulf of Mexico; ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,987 to $71,404
Most Popular Cities in Louisiana for Mortgage Credit Analyst Jobs
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019