Mortgage Credit Analyst jobs in New Mexico

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst (Southern Market)
  • Nusenda Credit Union
  • Las Cruces, NM FULL_TIME
  • Nusenda Credit Union is dedicated to excellent member service, care for our community, and being a great place to work. We work to make a positive difference in the lives of the people we serve and help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values.

    We invest in people and their careers. Our competitive employee benefits include several health and wellness options, competitive 401(k) matching contributions, professional development, and tuition assistance and more!

    Thank you for your interest in joining the Nusenda team!

    We are currently seeking a Credit Analyst to join our organization. As a Credit Analyst, you will be responsible for gathering and analyzing credit information on current and potential business borrowers. You'll determine the advisability of granting credit for diversified types of commercial loans by recommending the Loan Risk Rating per the Loan Policy. You'll assist Business Services Officers regarding annual loan reviews and origination of new loan requests. You'll complete analysis of new loan requests, annual reviews of existing loans and makes recommendations for Risk Ratings according to findings. You'll analyze credit data and spreads financial statements as part of risk analysis on new and renewing loans.

    To thrive in this role, you should have three to five years of similar or related commercial underwriting or financial experience and a Bachelor’s Degree in Business Administration, Accounting, or Finance. This position is one part administrative and one part internal member service. This might be the role for you if you enjoy work requiring attention to detail, problem solving, research, and technical writing.

    Key Skills And Experience

    • Must have a thorough understanding of financial statements including balance sheets, income statements, tax returns and statements of cash flow with a working knowledge of commercial loans types, structures and practices.
    • Ability to evaluate credit data in determining loan risk.
    • Significant analytical thinking skills are required to analyze and assimilate financial information into actionable format with recommendations on course of action to take.
    • Must be able to handle multiple responsibilities, meet deadlines, deal with sensitive information and handle problem resolution.
    • Effectively communicate with internal and external customers appropriately via in person, email etc.
    • Experience in multi-tasking, meeting strict deadlines, dealing with sensitive information, and problem resolution while providing exceptional service.
    • Ability to adapt quickly to change and proactively communicate.
    • Proficient in Microsoft Office programs to include Excel, Word, PowerPoint, Outlook and Laser Pro.

    Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
  • 10 Days Ago

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Commercial Credit Analyst I
  • State Employees Credit Union
  • Santa Fe, NM FULL_TIME
  • REPORTS TO: Based on Location (VP/AVP Commercial Lending) SUPERVISES: N/A JOB STATUS: Exempt JOB GRADE 12: $61,397.42 - $76,746.78 Targeted Annual Salary *This position works on-site. Remote work is n...
  • 20 Days Ago

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Commercial Credit Analyst I
  • State Employees Credit Union
  • Albuquerque, NM FULL_TIME
  • REPORTS TO: Based on Location (VP/AVP Commercial Lending) SUPERVISES: N/A JOB STATUS: Exempt JOB GRADE 12: $61,397.42 - $76,746.78 Targeted Annual Salary *This position works on-site. Remote work is n...
  • 20 Days Ago

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Credit Analyst
  • State of New Mexico
  • Hobbs, NM FULL_TIME
  • Job Description I am looking for a Credit Analyst for a strong financial institution in your area. If you're looking for an exciting opportunity that allows you to put your credit experience to work i...
  • 1 Day Ago

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Credit Analyst
  • New Mexico Finance Authority
  • Santa Fe, NM FULL_TIME
  • Credit AnalystThe New Mexico Finance Authority (NMFA) in Santa Fe is seeking a Commercial Credit Analyst to join our team responsible for public and private lending activities as legislated by the Sta...
  • 18 Days Ago

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Director, Mortgage Sales, Service & Production
  • Sandia Laboratory Federal Credit Union
  • Albuquerque, NM FULL_TIME
  • DescriptionJob Summary:The role's primary responsibility is to develop and implement a sales and service strategy for mortgage-based products and services to achieve organizational objectives. Leaders...
  • 16 Days Ago

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Technical Business Data Analyst - Banking - W2 Only
  • Mitchell Martin Inc.
  • Plano, TX
  • Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
  • 6/12/2024 12:00:00 AM

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Loan Officer
  • CapCenter
  • Richmond, VA
  • CapCenter is looking for a Loan Advisor to help pursue our mission: simplifying the homeownership journey with consolida...
  • 6/12/2024 12:00:00 AM

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Client Service Analyst
  • Gresham Partners, LLC
  • Chicago, IL
  • Founded in 1997, Gresham Partners, LLC is a $8 billion Chicago-based investment and wealth management firm serving a sel...
  • 6/12/2024 12:00:00 AM

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Senior Business Analyst
  • Harrison National Employment
  • Philadelphia, PA
  • The Senior Analyst will be responsible for managing a pipeline of issues and process improvement opportunities identifie...
  • 6/12/2024 12:00:00 AM

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VP of Finance
  • Scott Credit Union
  • Edwardsville, IL
  • The Company At Scott Credit Union, we truly value our employees. While our buildings convey the Scott Credit Union name ...
  • 6/12/2024 12:00:00 AM

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Private Wealth Management Client Analyst - Cohoes
  • Advantage xPO
  • Cohoes, NY
  • Advantage xPO is currently looking for a bright, energetic and friendly Client Analyst to support a busy and highly succ...
  • 6/12/2024 12:00:00 AM

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Underwriter
  • Conventus
  • About Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved...
  • 6/12/2024 12:00:00 AM

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Senior Commercial Loan Closer
  • NexBank
  • Dallas, TX
  • Company Overview: Originally founded in 1922 and headquartered in Dallas, Texas, NexBank (the “Bank”) is part of NexBank...
  • 6/12/2024 12:00:00 AM

New Mexico (Spanish: Nuevo México Spanish pronunciation: [ˈnweβo ˈmexiko] (listen), Navajo: Yootó Hahoodzo pronounced [jòːtxó xɑ̀xʷòːtsò]) is a state in the Southwestern region of the United States of America; its capital and cultural center is Santa Fe, which was founded in 1610 as capital of Nuevo México (itself established as a province of New Spain in 1598), while its largest city is Albuquerque with its accompanying metropolitan area. It is one of the Mountain States and shares the Four Corners region with Utah, Colorado, and Arizona; its other neighboring states are Oklahoma to the north...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$48,463 to $69,226

Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019