Mortgage Credit Analyst jobs in Ohio
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
MORTGAGE ORIGINATION MANAGER
- KEMBA Financial Credit Union
-
Columbus, OH
FULL_TIME
-
Title: Mortgage Origination Manager
Reports to: Chief Sales Officer
Supervises: Mortgage Loan Advisors
Status: Exempt
Objective
The Mortgage Origination Manager will lead our mortgage origination team in providing excellent service, ensuring quality loan origination, and driving business growth. This manager will oversee a team of inside and outside sales Mortgage Loan Officers. This role must also maintain a solid knowledge and understanding of our current mortgage products and systems while training and coaching staff on those items and will play an integral role in partnering with business partners on product, process and system enhancements based on member and associate feedback.
Duties And Responsibilities- Manages mortgage origination team, which includes recruiting, training, developing, and coaching
- Motivates and leads the team to achieve service standards and sales production goals
- Leads department and team meetings
- Handles internal borrower questions, inquiries, and complaints
- Manages, monitors, and measures department processes and procedures to maximize efficiency while supporting the credit union's financial goals and the borrower's best interest
- Develops and implements strategies to improve service and quality of work
- Develops relationships with industry professionals to grow and maintain a referral network. Coach the mortgage origination team to grow and maintain their own relationships
- Leverages resources to monitor the performance of the mortgage origination team, identify patterns and trends causing issues, and work towards business solutions. Recommend new and more efficient processes to improve turn times and quality of work
- Acts as a liaison between the sales team and the operations team developing strong relationships with mortgage operations and processing associates to collectively deliver a great experience to members and achieve overall goals
- Acts as a marketing lead for the origination team.
- Filters requests from individual Mortgage Loan Advisors, submit project requests, and consult on marketing strategies
- Responsible for the mortgage origination team's product knowledge and continued education
- Supports and participate in department and credit union projects and initiatives
- Communicates with Senior Management on business needs and issues
- Develops a working knowledge of Credit Union’s systems
- Performs other duties as required by Credit Union management
- Develops an understanding of Credit Union history, philosophy, organization, policies, and operational procedures
- On a self-directed basis, continues to improve individual level of competency through training and certification on established educational programs
- Must be able to relate to other people beyond giving and receiving instructions:
- Performs work activities requiring negotiating, instructing, supervising, persuading, or speaking with others
- Responds appropriately to feedback from a supervisor
- Manages conflict effectively
- 5 years of experience in mortgage origination
- 2 years of experience as a sales Manager within the financial industry
- A Bachelor’s degree or equivalent work experience is preferred
- Ability to successfully manage and coach a team across remote and in-person settings
- Strong written and verbal communication skills
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of the job, the employee is regularly required to sit; use hands to manipulate, handle, feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 15 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. - 2 Days Ago
Mortgage Loan Originator
- Superior Credit Union
-
Troy, OH
FULL_TIME
- Superior Credit Union is a member-owned financial cooperative providing banking and financialservices to our members in Ohio.Superior Credit Union is seeking a Mortgage Loan Originator for Troy, Miami...
- 2 Months Ago
Credit Analyst
- Hobart Service
-
Troy, OH
FULL_TIME
- Company Description Hobart Service, an Illinois Tool Works Company, has been in business for over 125 years and is the trusted source for Commercial Food Equipment Service Solutions. We have over 1,70...
- Just Posted
Credit Analyst
- Hobart Food Equipment and Service
-
Troy, OH
FULL_TIME
- Company DescriptionHobart Service, an Illinois Tool Works Company, has been in business for over 125 years and is the trusted source for Commercial Food Equipment Service Solutions. We have over 1,700...
- Just Posted
Credit Analyst
- Commercial Alliance
-
Loveland, OH
FULL_TIME
- CREDIT ANALYSTCommercial Alliance provides a comprehensive suite of lending services designed to help credit unionssucceed with business members across six states. We are looking for an enthusiastic, ...
- Just Posted
Credit Analyst
- KeyBank National Association
-
Brooklyn, OH
FULL_TIME
- Location: 4910 Tiedeman Road - Brooklyn, Ohio 44144 ABOUT THE JOB (JOB BRIEF) Credit Analysts need to have strong finance and banking knowledge, as well as quantitative abilities. They are responsible...
- Just Posted
Mortgage Credit Analyst jobs at Popular Companies
Technical Business Data Analyst - Banking - W2 Only
- Mitchell Martin Inc.
-
Plano, TX
- Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
- 6/2/2024 12:00:00 AM
Loan Officer
- CapCenter
-
Richmond, VA
- CapCenter is looking for a Loan Advisor to help pursue our mission: simplifying the homeownership journey with consolida...
- 6/2/2024 12:00:00 AM
Client Service Analyst
- Gresham Partners, LLC
-
Chicago, IL
- Founded in 1997, Gresham Partners, LLC is a $8 billion Chicago-based investment and wealth management firm serving a sel...
- 6/2/2024 12:00:00 AM
Senior Business Analyst
- Harrison National Employment
-
Philadelphia, PA
- The Senior Analyst will be responsible for managing a pipeline of issues and process improvement opportunities identifie...
- 6/2/2024 12:00:00 AM
VP of Finance
- Scott Credit Union
-
Edwardsville, IL
- The Company At Scott Credit Union, we truly value our employees. While our buildings convey the Scott Credit Union name ...
- 6/2/2024 12:00:00 AM
Private Wealth Management Client Analyst - Cohoes
- Advantage xPO
-
Cohoes, NY
- Advantage xPO is currently looking for a bright, energetic and friendly Client Analyst to support a busy and highly succ...
- 6/2/2024 12:00:00 AM
Underwriter
- Conventus
-
- About Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved...
- 6/2/2024 12:00:00 AM
Commercial Mortgage Credit Analyst
- U.S. Bank
-
Brea, CA
- At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarte...
- 5/29/2024 12:00:00 AM
About Ohio
Ohio /oʊˈhaɪoʊ/ (listen) is a Midwestern state in the Great Lakes region of the United States. Of the fifty states, it is the 34th largest by area, the seventh most populous, and the tenth most densely populated. The state's capital and largest city is Columbus.
The state takes its name from the Ohio River, whose name in turn originated from the Seneca word ohiːyo', meaning "good river", "great river" or "large creek". Partitioned from the Northwest Territory, Ohio was the 17th state admitted to the Union on March 1, 1803, and the first under the Northwest Ordinance. Ohio is historically know...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$51,278 to $73,241
Most Popular Cities in Ohio for Mortgage Credit Analyst Jobs
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019