Mortgage Loan Officer jobs in Vermont
Recently Added Mortgage Loan Officer jobs
Mortgage Loan Consultant
- Community Bank, N.A.
-
Williston, VT
FULL_TIME
-
Overview
At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration.
Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day.
To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.
Responsibilities
As a member of the Retail Banking Team, the Mortgage Consultant originates mortgage loans to meet individual and department production goals. Loans must be originated in accordance with bank policies and investor and regulatory guidelines, with an emphasis on delivering superior customer service. The Mortgage Consultant is responsible for establishing and maintaining strong professional ties to area business generators by executing a sales call program to service realtors and other referral sources to develop new mortgage business.- Solicit quality loans that meet the criteria of current product offering
- Inform customers of the institution's loan programs, underwriting guidelines and applicable government regulations.
- Schedule appointments to fit the needs of the customer whether on company premises or at a mutually convenient location. Coordinate such appointments with associates.
- Personally interview all applicants to collect and analyze pertinent information regarding income, assets, debts and credit data. Determine which products best meet the needs and financial circumstances of the potential borrower, and advise them regarding the features and benefits of different loan programs.
- Complete each loan application and all pre-processing functions in a timely manner to permit disclosures to be provided within required regulatory timeframes. Gather and submit with each application the documentation necessary to render a loan decision by bank underwriter.
- Cross-sell company products and services by referring customers to the appropriate individual or department to include: deposit accounts, trust services, business banking, consumer lending, insurance and personal financial services, and any other product or service offered by the company to promote a complete banking relationship.
- Communicate complex approvals, denials and counter-offers to the applicant and other parties as appropriate, maintaining strict confidentiality of critical customer financial information.
- Develop new loan business by continuously marketing to former satisfied customers, real estate agents, home builders, attorneys, accountants, financial planners and other potential referral sources.
- Represent the bank in local business and community organizations and events to develop additional business. May present seminars to general public and real estate community for community outreach and to promote additional business.
- Develop and maintain current competitive market information. Keep informed of trends and developments in the local market, as well as changing rules and regulations pertaining to the mortgage industry.
- Actively participate in ongoing training and education as directed by Manager.
- Stay abreast of, and participate in, community outreach programs within the MLC's designated territory to ensure the bank remains a partner to groups of low to moderate income (LMI) and those in a protected class.
- Ensure exceptional customer service, both internal and external by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics and complying with all Federal and State compliance policies.
- Comply with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.
- Maintain overall responsibility for the loan file and documentation through processing, underwriting, closing, and post-closing by following the transaction through to its conclusion.
- Act as the customer's point of contact and information source from the application through booking process.
- Respond to inquiries relating to mortgage lending, or to requests from other Bank personnel, customers, etc.
- Complete annual training requirements pertaining to Federal and State laws/regulations on or before due dates and attend in-house training pertaining to sales, service, and technology throughout the year.
- Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion.
- Perform other related duties as assigned or directed.
- An Associate's degree or equivalent preferred
- Specialized Banking and lending education and training
- Sales training
- Proficient reading, writing, grammar, and mathematics skills.
- PC knowledge, proficient interpersonal relations, communicative and sales skills.
- A working knowledge of Bank operating policies and procedures which impact consumer services.
- A thorough knowledge of the features and benefits of all the Bank's mortgage/home equity products and services.
- Minimum of 3 - 5 years' experience in real estate lending (including 2 years of experience in a related sales position) required.
- This position requires National Mortgage Licensing System (“NMLS”) registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act).
Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!
Physical Requirements
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.
Community Bank System, Inc. is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.
Community Bank System, Inc. will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department: employment@cbna.com
Minimum
USD $24.75/Hr.
Maximum
USD $38.31/Hr. - 5 Days Ago
Mortgage Loan Originator, Randolph, VT
- Bar Harbor Bankshares
-
Randolph, VT
FULL_TIME
- Bar Harbor Bank & Trust offers: competitive pay, referral incentives, an employee stock purchase plan, medical/dental/vision/life insurance plans, paid holidays, 401(k) plan, paid time off, a wellness...
- 20 Days Ago
Consumer Loan Officer
- New England Federal Credit Union (NEFCU)
-
Williston, VT
PART_TIME
- New England Federal Credit Union is looking for a Consumer Loan Officer to join the team! This position can be worked out of either our Williston or Montpelier branches. This role is responsible for a...
- 4 Days Ago
Consumer Loan Officer
- New England Federal Credit Union (NEFCU)
-
Saint George, VT
PART_TIME
- New England Federal Credit Union is looking for a Consumer Loan Officer to join the team! This position can be worked out of either our Williston or Montpelier branches. This role is responsible for a...
- 10 Days Ago
Branch Loan Officer
- Vermont Federal Credit Union
-
Saint Albans, VT
FULL_TIME
- Vermont Federal Credit Union values each individual and their unique abilities and strengths to help form the foundation of Vermont Federals' culture. Our employees are at the core of Vermont Federal ...
- 1 Month Ago
Commercial Loan Officer- Location TBD
- COMMUNITY NATIONAL BANK
-
Derby, VT
FULL_TIME
- Commercial Loan Officer- Within Community National Bank's service area. Community National Bank seeks an experienced Commercial Loan Officer. Successful candidate will focus on growing a commercial po...
- 16 Days Ago
Mortgage Loan Officer jobs at Popular Companies
Mortgage Loan Officer
- Zillow
-
Overland Park, KS
- About the team Zillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance home...
- 6/10/2024 12:00:00 AM
Mortgage Loan Officer
- Zillow
-
Irvine, CA
- About the team Zillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance home...
- 6/10/2024 12:00:00 AM
Mortgage Loan Officer
- Zillow
-
Irving, TX
- About the team Zillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance home...
- 6/10/2024 12:00:00 AM
Mortgage Loan Officer
- Transformation Home Loans, LLC
-
- Company Description Transformation Home Loans, LLC is a mortgage broker based in Streetsboro, Ohio. Our mission is to pr...
- 6/10/2024 12:00:00 AM
Mortgage Loan Officer
- NexGoal
-
Denver, CO
- Our Client’s Company Profile: Our client is a nationwide mortgage broker with over 50 years of mortgage expertise. With ...
- 6/9/2024 12:00:00 AM
Mortgage Loan Officer
- Richard Tocado Companies, Inc
-
Charlotte, NC
- Huge opportunity for self-generating loan officers. Annual Capp, Preferred Lender of eXp Realty Team, and Refinance and ...
- 6/9/2024 12:00:00 AM
Mortgage Loan Officer
- Zillow
-
Seattle, WA
- About the team Zillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance home...
- 6/7/2024 12:00:00 AM
Mortgage Loan Officer
- Wheeler Staffing Partners
-
- WSP represents multiple clients within the mortgage sector. We have current opportunities with direct lenders, brokers, ...
- 6/7/2024 12:00:00 AM
About Vermont
Vermont is located in the New England region of the Northeastern United States and comprises 9,614 square miles (24,900 km2), making it the 45th-largest state. It is the only state that does not have any buildings taller than 124 feet (38 m). Land comprises 9,250 square miles (24,000 km2) and water comprises 365 square miles (950 km2), making it the 43rd-largest in land area and the 47th in water area. In total area, it is larger than El Salvador and smaller than Haiti. It is the only landlocked state in New England, and it is also the easternmost and the smallest in area of all landlocked sta...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Loan Officer jobs
$65,313 to $91,608
Most Popular Cities in Vermont for Mortgage Loan Officer Jobs
What does a Mortgage Loan Officer do?
Mortgage Loan Officer
Performs other assigned duties as needed in order to satisfy membership needs and discharge the business requirements of the credit union.
May 21, 2023
Mortgage Loan Officer in Woodland Park, NJ
Seeks prospective opportunities to retain and/or develop new clients.
January 29, 2023
Mortgage Loan Officer in Portland, OR
Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.
December 17, 2022