Mortgage Underwriter jobs in Georgia
Recently Added Mortgage Underwriter jobs
Underwriter - Northstar
- Canopy Mortgage
-
Douglasville, GA
FULL_TIME
-
Description
Mortgage underwriters are the gatekeepers of the homeownership dream. They play a crucial role in ensuring the financial stability of both lenders and borrowers by carefully evaluating loan applications and determining creditworthiness. If you're a detail-oriented financial whiz with a knack for assessing risk, this challenging and rewarding career path might be for you.
Responsibilities- Review and analyze loan applications: This involves meticulously examining financial documents like tax returns, pay stubs, credit reports, and asset statements to assess the borrower's ability to repay the loan.
- Evaluate financial risk: Underwriters must use their analytical skills to identify potential red flags that could indicate loan delinquency, such as high debt-to-income ratios, unstable employment, or insufficient down payments.
- Make loan eligibility decisions: Based on their analysis, underwriters determine whether to approve or deny a loan application. They may also recommend specific loan terms and conditions based on the borrower's profile and risk assessment.
- Communicate effectively: Underwriters need to clearly explain their decisions to loan officers, borrowers, and other team members. This may involve writing detailed reports, providing justifications for loan denials, and negotiating loan terms.
- Stay up-to-date on industry regulations: The mortgage industry is constantly evolving, so underwriters must be committed to staying informed about the latest regulations and compliance requirements.
Requirements:- Review and analyze loan applications: This involves meticulously examining financial documents like tax returns, pay stubs, credit reports, and asset statements to assess the borrower's ability to repay the loan.
- Evaluate financial risk: Underwriters must use their analytical skills to identify potential red flags that could indicate loan delinquency, such as high debt-to-income ratios, unstable employment, or insufficient down payments.
- Make loan eligibility decisions: Based on their analysis, underwriters determine whether to approve or deny a loan application. They may also recommend specific loan terms and conditions based on the borrower's profile and risk assessment.
- Communicate effectively: Underwriters need to clearly explain their decisions to loan officers, borrowers, and other team members. This may involve writing detailed reports, providing justifications for loan denials, and negotiating loan terms.
- Stay up-to-date on industry regulations: The mortgage industry is constantly evolving, so underwriters must be committed to staying informed about the latest regulations and compliance requirements.
- Must be located in either the Eastern or Central timezones.
- Strong analytical and problem-solving skills are essential.
- Excellent attention to detail is crucial for accurately assessing loan applications.
- Effective communication skills are necessary for interacting with borrowers, loan officers, and other team members.
- At least 3 years experience underwriting
- Delegations required: VA/SAR
- All delegations preferred: FHA, VA/SAR, USDA
- Bond, DPA and Housing Programs a plus
- Must be able to independently research with agency partners to ensure guidelines are met per AUS feedback
- 8 Days Ago
Remote DE 203k/VA Underwriter
- National Mortgage Staffing
-
Atlanta, GA
FULL_TIME
- Full-Time Experienced Mortgage Underwriter-CHUMS ID AND VA Designation Required National Mortgage Staffing is currently seeking an experienced DE/VA Mortgage Underwriter for our client. Candidate must...
- 2 Months Ago
Underwriter
- TechTammina LLC
-
Alpharetta, GA
CONTRACTOR
- Below is the job description of one of the positions we are currently hiring now.Job Title: Workers Compensation UnderwriterLocation: Alpharetta, GeorgiaUS citizens OR Green CardIf you have:Must have ...
- 2 Days Ago
Underwriter
- Jobot
-
Duluth, GA
FULL_TIME
- Want to learn more about this role and Jobot? Click our Jobot logo and follow our LinkedIn page!Job detailsUnderwriter - DSAR/LAPP , FHAThis Jobot Job is hosted by Samantha LimaAre you a fit? Easy App...
- 4 Days Ago
Underwriter
- Berkley
-
Atlanta, GA
OTHER
- Company Details W.R. Berkley Corporation, founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Founded in 2004, Berkley Environmental has underwritin...
- 6 Days Ago
Sr. Underwriter
- Berkley
-
Scottsdale, AZ
OTHER
- Company Details Berkley Aspire is an operating unit of the W.R. Berkley Corporation (NYSE – WRB), a Fortune 500 global insurer founded in 1967. Aspire underwrites excess & surplus lines insurance solu...
- 3 Months Ago
Mortgage Underwriter jobs at Popular Companies
Mortgage Underwriter ( Hybrid)
- Digital Risk
-
Maitland, FL
- Mphasis Digital Risk is a one stop shop for Mortgage Solutions offering cutting-edge technology tailored to deliver high...
- 6/12/2024 12:00:00 AM
Mortgage Underwriter
- FlexJobs
-
Newburgh, NY
- Subscribe to FlexJobs today and gain access to 25,000 hand-screened remote, work from home, & flexible schedule job list...
- 6/11/2024 12:00:00 AM
Mortgage Underwriter
- FlexJobs
-
Port Washington, NY
- Subscribe to FlexJobs today and gain access to 25,000 hand-screened remote, work from home, & flexible schedule job list...
- 6/11/2024 12:00:00 AM
Mortgage Underwriter
- FlexJobs
-
Staten Island, NY
- Subscribe to FlexJobs today and gain access to 25,000 hand-screened remote, work from home, & flexible schedule job list...
- 6/11/2024 12:00:00 AM
Mortgage Underwriter
- Pinnacle Group, Inc.
-
West Des Moines, IA
- Position: Mortgage Underwriter Work Location: Remote (but should be available for onsite training) Duration: Long Term E...
- 6/10/2024 12:00:00 AM
Mortgage Underwriter
- Hunt Mortgage
-
Buffalo, NY
- We are seeking an experienced Mortgage Underwriter with proficiency in both conventional and government loan programs. T...
- 6/10/2024 12:00:00 AM
Mortgage Underwriter
- SolomonEdwards
-
- Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
- 6/9/2024 12:00:00 AM
Senior Mortgage Underwriter
- First Citizens Bank
-
Columbia, SC
- Overview: This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high ...
- 6/9/2024 12:00:00 AM
About Georgia
Georgia is a state in the Southeastern United States.Beginning from the Atlantic Ocean, the state's eastern border with South Carolina runs up the Savannah River, northwest to its origin at the confluence of the Tugaloo and Seneca Rivers. It then continues up the Tugaloo (originally Tugalo) and into the Chattooga River, its most significant tributary. These bounds were decided in the 1797 Treaty of Beaufort, and tested in the U.S. Supreme Court in the two Georgia v. South Carolina cases in 1923 and 1989.
The border then takes a sharp turn around the tip of Rabun County, at latitude 35°N, thou...
Source: Wikipedia (as of 04/17/2019). Read more from Wikipedia
Income Estimation for Mortgage Underwriter jobs
$62,864 to $84,615
Most Popular Cities in Georgia for Mortgage Underwriter Jobs
What does a Mortgage Underwriter do?
Mortgage Underwriter
Planning/Organization – Ability to prioritize and plan work activities, use time efficiently and develop realistic action plans, work independently, and set expectations.
March 15, 2023
Mortgage Underwriter in Springfield, IL
Complete a thorough analysis of moderate to complex first- and second-lien loan packages to determine compliance with company and investor guidelines.
April 06, 2023
Mortgage Underwriter in Southfield, MI
Lead efforts to follow up and obtain items need to clear underwriting conditions.
May 09, 2023