Rate Analyst jobs in Tennessee

Do you love helping people get their dream home but don’t love hunting for business? Join us as a full-time Loan Partner 2, where you will focus on what you do best: structuring loans, preparing clients for approval, and overseeing the loan process. You will collaborate closely with our Loan Officer and Business Development Rep, who bring in the business, while you ensure each client receives personalized, detail-oriented service. If you excel in managing processes and nurturing client relationships, we want you on our team.

Apply Here: https://jobs.wizehire.com/job/mortgage-loan-partner-in-kingsport-tn-us-217ad4fc30693821

Key Responsibilities:

• Deliver WOW Service Contract to Close: Initiate borrower contact, generate CCRs, coordinate closings, and ensure 95% top-rated surveys.
• Manage the Pipeline: Ensure timely loan closings, conduct weekly pipeline meetings, review files, oversee the team’s Processor(s) and perform quality checks.
• Tuesday Updates: Provide thorough client updates, seek feedback, and complete all updates by noon.
• Loan Structuring and Research: Structure complex loans, conduct product research, and quickly resolve questions.

Qualifications:

• Valid NMLS license or must be willing to get licensed within 90 days
• Extensive experience with AUS such LP/DU and GUS is a must.
• In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation.
• Experience and ability to work with DPA loans (THDA/VHDA), non-QM loans (DSCR, Bank Statement) and Construction loans (OTC and other) is preferred.
• Able to accurately analyze income, asset documents, and credit reports, and knows how to structure the information properly for a loan. Must be comfortable calculating self-employed income.
• Recent Encompass LOS experience is preferred.
• Excellent time management, interpersonal, communication, and follow-up skills.
• Minimum 2 years experience in a LOA/Loan Partner, Processor, Loan Officer, and/or Underwriter role, 5 years experience is preferred

About Us:

At the Arrowood Team, we make the mortgage process enjoyable by treating clients like family. We focus on long-term relationships, expert guidance, and smooth, surprise-free experiences. (Check out our 185 5-star reviews on Google!) We are part of Preferred Rate, a division of American Pacific Mortgage, a top 10 retail mortgage bank in 49 states. Our division is a tight-knit, entrepreneurial team dedicated to exceptional client care.

Pay:     $40,000 - $85,000 per year (Based on experience)

Benefits:

• 401(k) / 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Weekly schedule:

• Monday to Friday
• Weekends and overtime as needed

Work setting:

• In-person, Office