Top Consumer Credit Manager jobs in Mississippi

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As one of the largest utility distribution organizations in America, we constantly strive to bring our best to our customers, suppliers, and fellow associates. Irby Utilities is uniquely positioned to provide dynamic solutions to essential utility services impacting our local and broader communities.

Job Summary

The Credit Manager is responsible for supervising and coordinating activities of workers engaged in collecting overdue payments for charge accounts, credit card accounts, or loans from customers by performing the following duties.

Essential Duties & Responsibilities

• Review delinquent account records to determine that customers are being effectively contacted for collection of overdue accounts.
• Monitor collection workload according to degree and amount of delinquency and assigns accounts to workers for collections.
• Authorize or refers accounts to Legal Accounts Manager for legal actions against debtors or third-party collectors.
• Assist with collection activities in difficult cases.
• Examine work for exactness, neatness, and conformance to policies and procedures.
• Train credit and collection personnel.
• Responsible for verifying and processing release of liens.
• Authorize adjustments such as service charges and discounts on customer accounts.
• Build relationships with branch managers with reoccurring branch reviews to include quarterly in person reviews.

Minimum Qualifications

• Effective oral and written communication skills.
• Ability to establish and maintain effective working relationships with coworkers.
• Knowledge of rules and regulations pertaining to collection methods and techniques.
• Knowledge of rules and regulations relating to consumer credit.
• Knowledge of procedural and legal aspects of collections.
• Skill in evaluating information or situation and making judgments based on facts.

Preferred Qualifications

• Three to five years related experience and/or training; or equivalent combination of education and experience. Strong credit/collection background is required.

Our Competitive Benefits?

401K Plan, Competitive Medical Plans (medical, dental, and vision), Paid Vacation and Personal, Paid Sick, Paid Holidays, Flexible Spending Accounts (Health and Dependent Care), Employee Assistance Program, Tuition Reimbursement, Employee Discounts, Long-term and Short-term Disability, and Life Insurance.

About Irby Utilities

We are powered by our people. Across our nationwide reach and diversity, we adapt, dare, and learn as one team while maintaining an open mindset to optimize our performance. This team approach has helped Irby customers to succeed since our inception, and our investment in our people continues to translate into broader achievement – including a vast array of professional development and growth opportunities.

Irby Utilities is one of the nation’s largest utility distribution companies with over $2 Billion in annual sales and 900 associates across more than 45 branches. Our ability and readiness to innovate and collaborate across our industry has fueled our success, and our approach continues to be one of true partnership with our customers, vendors, and one another.

Irby was a pioneer in the early days of the electrical business, founded in 1926, and continues to be an industry leader in philanthropic involvement and community activity. Irby is also part of the Sonepar family of operating companies. Sonepar is the world leader in electrical distribution and consists of the finest locally managed electrical and industrial distributors.

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Equal Employment Opportunity Statement
Sonepar is an Equal Opportunity and Affirmative Action Employer encouraging diversity in the workplace. All qualified applicants will receive consideration for employment without regard to their race, color, creed, religion, national origin, citizenship status, ancestry, sex, age, physical or mental disability unrelated to ability, marital status, family responsibilities, pregnancy, genetic information, sexual orientation, gender expression, gender identity, transgender, sex stereotyping, order of protection status, protected veteran or military status, or an unfavorable discharge from military service, and other categories protected by federal, state or local law.

Sonepar and our family of brands are committed to the full inclusion of all qualified individuals. In keeping with our commitment, we will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please call 843-745-2420 or email recruiting@sonepar-us.com.

EEO is the Law
Applicants and employees are protected under Federal law from discrimination. To learn more, Click here.

Pay Transparency Non-Discrimination Provision
Sonepar follows Executive Order 11246, including the Pay Transparency Nondiscrimination Provision. To learn more, Click here.

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