Underwriter (Life) jobs in Alabama
Underwriter (Life) reviews medical, occupational, financial, and legal information to select or reject individual or group life insurance applications. Calculates rates and premiums from approved decrement tables. Being an Underwriter (Life) may have contact with the field force for information on which to base decisions. May require a bachelor's degree. Additionally, Underwriter (Life) typically reports to a supervisor or manager. The Underwriter (Life) works on projects/matters of limited complexity in a support role. Work is closely managed. To be an Underwriter (Life) typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Underwriter (Life) jobs
UNDERWRITER
- The Carlisle Group (TCG)
-
Forest, AL
FULL_TIME
-
Job Description
Underwriter/Broker
When you work for our client, you join a firm you can be proud of. Their ability to attract and retain some of the finest people in the Wholesale Industry speaks well of them and how they value their associates. Our client is currently seeking a talented Underwriter/broker to work from their home in Alabama, or in their newest satellite location.
Responsibilities- Initiate, coordinate and quote new and renewal business with little or no supervision
- Determine coverage needs, prepare submissions for market and secure quotes
- Negotiate terms and coverage available with accessible markets
- Analyze, process and provide rating for premium and non-premium endorsements, including audits, cancellations & reinstatements
- Monitor accounts to ensure compliance with the company’s policies and procedure
- Possess and maintain an in-depth knowledge of underwriting guidelines, carrier appetite and state specific insurance laws/regulations
- Communicate with agents on underwriting issues including cancellations, declinations, exposure concerns, and inspection results
- Broad knowledge of concepts and procedures related to commercial property and casualty insurance which is typically acquired through a bachelor’s degree in a related field or at least 2 years of wholesale or E&S related experience
- Must be able to understand and analyze necessary components of insurance policies
- Possess or obtain California Property & Casualty Insurance license within 120 days of employment
- Proficient computer knowledge including all aspects of Microsoft Office
- Maintain and cultivate relationships with agents and insurance carriers
- Familiarity with multi-faceted systems including company rating websites, AIM & ImageRight
- Ability to effectively and independently manage complex workload while exhibiting very sound judgment
- Highly organized, able to multi-task, detail-oriented and possesses a sense of urgency
- Ability to work in a team environment is essential
- Maintain strong knowledge of the E & S market within the wholesale distribution channels
Competencies: To perform the job successfully, an individual should demonstrate the following competencies:- Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data
- Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Uses reason even when dealing with emotional topic
Customer Service - Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments
Interpersonal Skills - Focuses on solving conflict, not blaming
Oral Communication - Listens and gets clarification; Responds well to questions
Written Communication - Presents numerical data effectively; Able to read and interpret written information
Teamwork - Contributes to building a positive team spirit; Able to build morale and group commitments to goals and objectives
Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition
Cost Consciousness - Contributes to profits and revenue
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Education and/or Experience: High school diploma or general education degree (GED) required. Prefer college degree or five years of related experience and/or training or equivalent combination of education and experience
Language Skills: Ability to read and interpret documents such as business reports, safety rules, operating and maintenance instructions, and procedure manuals
Ability to write routine reports and business correspondence. Ability to speak effectively before groups of customers or employees of organization
Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry
Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Ability to make independent decisions
Computer Skills: To perform this job successfully, an individual should have knowledge of Spreadsheet software and Word Processing software.
Certificates, Licenses, Registrations: Insurance license preferred, but not required.
Other Qualifications- Ability to problem-solve and deal with a variety of tasks in a fast-paced environment.
- Ability to develop productive relationships with peers and management and to demonstrate teamwork.
- Willingness and ability to travel to meet with customers and insurance carriers.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to reach with hands and arms and stoop, kneel, crouch, or crawl. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.
Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate. - 3 Days Ago
Associate Underwriter
- Berkley Industrial Comp (a Berkley Company)
-
Homewood, AL
FULL_TIME
- Company DetailsBerkley Industrial Comp provides best in class workers’ compensation insurance solutions to high hazard industries. BIN’s mission is to provide an unparalleled customer experience withi...
- 23 Days Ago
Life Insurance Agent
- Dependable Life Solutions
-
Huntsville, AL
FULL_TIME
- We are actively looking for Sales Reps to help expand business by seeking out and acquiring new clients. You will identify insurance needs and create strong relationships with clients to ensure growth...
- 5 Days Ago
Life Insurance Agent
- Dependable Life Solutions
-
Montgomery, AL
FULL_TIME
- We are actively looking for Sales Reps to help expand business by seeking out and acquiring new clients. You will identify insurance needs and create strong relationships with clients to ensure growth...
- 5 Days Ago
Life Insurance Agent
- Dependable Life Solutions
-
Birmingham, AL
FULL_TIME
- We are actively looking for Sales Reps to help expand business by seeking out and acquiring new clients. You will identify insurance needs and create strong relationships with clients to ensure growth...
- 5 Days Ago
Licensed Life Insurance Agent
- Pappas Family Life Insurance
-
Mobile, AL
FULL_TIME
- Join Our Winning Team - Sales Agent Position with the Pappas AgencyAre you looking for a rewarding career with high earning potential and growth opportunities? Look no further than The Pappas Agency!W...
- 1 Day Ago
Underwriter (Life) jobs at Popular Companies
Senior Underwriter, Life Sciences
- Chubb
-
New York, NY
- Job Description Chubb is currently seeking a Commercial Lines - Life Sciences Underwriter to join our New York City Offi...
- 6/11/2024 12:00:00 AM
Insurance Underwriter
- Prime Insurance Company
-
Exton, PA
- Job Description Job Description Job Description Description: The ideal candidate will creatively analyze, underwrite, an...
- 6/11/2024 12:00:00 AM
Insurance Underwriter
- Prime Insurance Company
-
Naples, FL
- Job Description Job Description Job Description Description: The ideal candidate will creatively analyze, underwrite, an...
- 6/11/2024 12:00:00 AM
Insurance Underwriter
- Prime Insurance Company
-
Sandy, UT
- Job Description Job Description Job Description Description: The ideal candidate will creatively analyze, underwrite, an...
- 6/11/2024 12:00:00 AM
Insurance Underwriter
- Prime Insurance Company
-
Chicago, IL
- Job Description Job Description Job Description Description: The ideal candidate will creatively analyze, underwrite, an...
- 6/11/2024 12:00:00 AM
Insurance Underwriter
- Diedre Moire Corp.
-
Woodbridge, NJ
- Insurance Underwriter - Environmental Pollution Liability - Woodbridge, NJ Insurance provider seeks an underwriter to dr...
- 6/9/2024 12:00:00 AM
Senior Underwriter, Life Sciences
- Liberty Mutual
-
Boston, MA
- Pay Philosophy The typical starting salary range for this role is determined by a number of factors including skills, ex...
- 6/8/2024 12:00:00 AM
Executive Underwriter, Life Sciences
- Chubb
-
Chicago, IL
- Job Description Life Science P&C Underwriter Chubb is currently seeking a highly motivated and outgoing business profess...
- 6/7/2024 12:00:00 AM
About Alabama
Alabama (/ˌæləˈbæmə/) is a state in the southeastern region of the United States. It is bordered by Tennessee to the north, Georgia to the east, Florida and the Gulf of Mexico to the south, and Mississippi to the west. Alabama is the 30th largest by area and the 24th-most populous of the U.S. states. With a total of 1,500 miles (2,400 km) of inland waterways, Alabama has among the most of any state.
Alabama is nicknamed the Yellowhammer State, after the state bird. Alabama is also known as the "Heart of Dixie" and the "Cotton State". The state tree is the longleaf pine, and the state flower is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Underwriter (Life) jobs
$48,463 to $60,216
Most Popular Cities in Alabama for Underwriter (Life) Jobs
What does an Underwriter (Life) do?
Underwriter (Life) in Biloxi, MS
An underwriting manual will state things like what service a carrier’s underwriters should use for ordering an attending physician statement online, when they require a prescription history report, how height and weight correlate to health classifications, and more.
February 02, 2020
Underwriter (Life) in San Bernardino, CA
In some cases, you could save money by going through the life insurance underwriting process.
February 02, 2020
Underwriter (Life) in Pittsfield, MA
The death of actor and comedian Robin Williams has brought to light issues focusing on life insurance policy death benefit claims in cases where the insured committed suicide within a policy’s two-year contestability period.
February 08, 2020